Payment cards

for business customer

 Maestro

  EUR USD
Monthly fee of a card and of a supplementary card 1 EUR 1 USD
Replacement of a card 2 EUR 3 USD
Purchase of goods and services in Estonia and outside of Estonia free of charge free of charge
Cash deposit in ATM-s of Citadele free of charge free of charge
Cash withdrawal from ATM-s of Citadele free of charge 3% of the sum, min 5 USD
Cash withdrawal from ATM-s in Estonia and outside of Estonia 3% of the sum, min 2 EUR 3% of the sum, min 5 USD
Cash withdrawal from Citadele bank according to standard fees according to standard fees
Cash withdrawal from other banks 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Outgoing payments from card accounts according to standard fees according to standard fees

 

MasterCard Standard

  EUR USD
Monthly fee of a card and of a supplementary card 1.60 EUR 2.50 USD
Replacement of a card 6.50 EUR 9.30 USD
Purchase of goods and services in Estonia and outside of Estonia free of charge free of charge
Cash deposit in ATM-s of Citadele free of charge free of charge
Cash withdrawal from ATM-s in Estonia and outside of Estonia 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Cash withdrawal from Citadele bank and from other banks 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Outgoing payments from card accounts according to the fees for outgoing payment + 3% of the sum according to the fees for outgoing payment + 3% of the sum
Annual credit interest rate 22% 22%
Interest rate for the spent credit limit till the 15th date of the next month 0% 0%
Annual interest rate for the late payments (higher annual credit interest rate additionally to the annual credit interest rate) 45% 45%
Overdraft minimum monthly payment amount 5% of spent overdraft amount and 100% excess expenditure 5% of spent overdraft amount and 100% excess expenditure
Overdraft penalty 0.2% per day 0.2% per day

 

MasterCard Gold

  EUR USD
Monthly fee of a card 5 EUR 6.50 USD
Monthly fee a supplementary card 3 EUR 4.20 USD
Replacement of a card 6.50 EUR 9.30 USD
Purchase of goods and services in Estonia and outside of Estonia free of charge free of charge
Cash deposit in ATM-s of Citadele free of charge free of charge
Cash withdrawal from ATM-s in Estonia and outside of Estonia 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Cash withdrawal from Citadele bank and from other banks 3% of the sum, min 3 EUR 3% of the sum, min 5 USD
Outgoing payments form card account according to the fees for outgoing payment + 3% of the sum according to the fees for outgoing payment + 3% of the sum
Annual credit interest rate 22% 22%
Interest rate for the spent credit limit till the 15th date of the next month 0% 0%
Annual interest rate for the late payments (higher annual credit interest rate additionally to the annual credit interest rate) 45% 45%
Overdraft minimum monthly payment amount 5% of spent overdraft amount and 100% excess expenditure 5% of spent overdraft amount and 100% excess expenditure
Penalty interest rate 0.2% per day 0.2% per day
Concierge service 200 EUR per year 300 USD per year

 

Payment card limits

Maestro, MasterCard Standard, MasterCard Gold EUR USD
Monthly limit for cash withdrawal                            15 000 EUR equivalent 15 000 EUR
Daily limit for cash withdrawal 2 200 EUR equivalent 2 200 EUR
Daily limit for cash withdrawal transactions unlimited unlimited
Daily limit for card payment unlimited unlimited

 

Other payment card services

  EUR USD
Unblocking of payment card on customer’s order, which was blocked three times entering incorrect PIN code1 2 EUR 3 USD
Balance review in Citadele banka (Estonia, Latvia) ATM network free of charge free of charge
Balance review in ATM networks of ther banks (if the service is available) 0.32 EUR 0.50 USD
Extra charge for currency exchange 2% 2%
Card account statement according to standard fees according to standard fees
Annual interest rate for credit balance 0% 0%
Card account closure free of charge free of charge
Mailing of notice about delayed repayment 10 EUR 13 USD

Valid from 15.06.2017

 


1 Service is available one in 24 hour period