Payments

for business customer

Payments within Citadele group

  in Citadele Online Banking in Bank’s office, Citadele Online Banking payments which are processed manually1
Payment within Citadele banka (including to the Estonian and Latvian branches) between accounts of same customer free of charge 1.50 EUR
Payment within Citadele banka (including to the Estonian and Latvian) between accounts of different customers 0.10 EUR 1.50 EUR

 

European payment

  in Citadele Online Banking in Bank’s office, Citadele Online Banking payments which are processed manually1
Estonian local payment 0.38 EUR 1.50 EUR
Urgent payment* 10 EUR 15 EUR

* can be trasferred on weekdays during  9:00 - 16:00

 

International payments

  in Citadele Online Banking in Bank’s office, Citadele Online Banking payments which are processed manually1
International payment, charges shared equally (SHA)3, 5 4.47 EUR 10 EUR
Urgent international payment, charges shared equally (SHA)3, 5 10.50 EUR 15 EUR
International payment, charges paid by the remitter (OUR)4, 5 20 EUR 23 EUR
Urgent international payment, charges paid by the remitter (OUR)4, 5 31.96 EUR 35 EUR

 

Regular payments

  in Citadele Online Banking in Bank’s office, Citadele Online Banking payments which are processed manually1
Registration of regular payment order free of charge free of charge
Execution of regular payment order According to the payment fees of Citadele Online Banking According to the payment fees of Citadele Online Banking

 

Incoming payments

Incoming within Citadele bank (including from Latvian branch) free of charge
Incoming EU - payment free of charge
International incoming 5.75 EUR (or its equivalent in payment currency)

 

Terms for submission and execution of transfers

  Order submission time6 Execution day
Money transfers within the Citadele group before 17:00 the same banking day

 

Regular transfer to another bank

  Order submission time6 Execution day
EUR (EU payment) before 15:45 the same banking day
EUR (External) before 14:30 the same banking day
CNY, USD - individually, information from the bank
GBP, BYN, RUB before 17:00 next banking day
DKK, NOK, SEK, HUF, PLN, CAD, CHF, AUD, JPY, KZT before 17:00 day after the next banking day
BGN, HKD, ISK, CZK, NZD, SGD, ZAR, MXN before 14:00 day after the next banking day

 

Urgent transfer to another bank

  Order submission time6 Execution day
EUR before 16:00 the same banking day
GBP, CAD, CHF before 12:00 the same banking day
DKK, NOK, SEK, JPY, AUD, HUF, PLN before 14:00 next banking day
BGN, HKD, ISK, NZD, SGD, ZAR, CZK, MXN before 16:00 day after the next banking day

 

Incoming transfers to account

  Order submission time6 Execution day
EUR before 17:00 the same banking day
GBP, DKK, NOK, SEK, CZK, HUF, PLN, BGN, ISK before 17:00 on the same banking day if the bank has received information on the payment info the correspondent account of Citadele banka
In other foregin currency before 17:00 on the next bank day after transferring funds into correspondent account of Citadele banka

 Valid from 15.06.2017

 


Banking day - workday (Monday to Friday) from 9:00 to 17:00
1 Payment orders which are executed through the Citadele Online banking will be processed manually by a bank officer if the field „Information to the Bank” is filled.
2 Terms and conditions of an EU-payment:
— the currency of the payment is EUR;
— the type of service fee – charges shared equally;
— payment type “Regular”;
— correct remitter's and beneficiary's IBAN, as well as remitter's and beneficiary's bank SWIFT/BIC code at the payment;
— the field “payment details” has to be filled in correctly;
— beneficiary's bank is located in European Union country (also Iceland, Liechtenstein, Monaco, Norway, Switzerlang and San Marino).
3 Remitter pays the service fee of Citadele Bank and the benficiary pays the service fee of all other banks.
4 Remitter pays the services fees of both Citadele Bank as well as those of foreign banks. In case the service fee of the beneficiary's bank exceeds the fee paid by the remitter for the beneficiary, the respective difference of the service fees shall be charged automatically from the remitter's current account. When executing international payments in currencies EUR, BGN, CZK, DDK, GBP, HUF, ISK, LTL, NOK, PLN, ROL or SEK to a beneficiary who’s Current Account is located in a bank at European Economic Area (EEA) and the payment is made from the Current Account with the same currency (no currency conversion is made), then the selected payment type can only be SHA (shared costs). When converting the currency for the payment it is possible to select the OUR (costs paid by remitter) as payment type.
5 Additional fee for international payments which currency is USD and which is made to customers with residence county valley Principality of Andorra, Anguilla (United Kingdom of Great Britain and Northern Ireland), Antigua and Barbuda, United Arab Emirates, Aruba (Kingdom of the Netherlands), Commonwealth of the Bahamas, Kingdom of Bahrain, Barbados, Belize, The Islands of Bermuda (United Kingdom of Great Britain and Northern Ireland), British Virgin Islands, Brunei Darussalam, Cook Islands (New Zealand), Republic of Costa Rica, Curacao (Netherlands), Republic of Djibouti, Commonwealth of Dominica, Republic of Ecuador, Gibraltar (United Kingdom of Great Britain and Northern Ireland), Grenada, Guam (United States), Republic of Guatemala, Bailiwick of Guernsey (United Kingdom of Great Britain and Northern Ireland ), Hong Kong (People's Republic of China), Jamaica, Jersey (United Kingdom of Great Britain and Northern Ireland), Hashemite Kingdom of Jordan, Cayman Islands (United Kingdom of Great Britain and Northern Ireland), State of Qatar, Republic of Kenya, State of Kuwait, Cyprus, Labuan (Malaysia), Republic of Liberia, Principality of Liechtenstein, Lebanese Republic, Macau (People's Republic of China), Republic of Maldives, Isle of Man (United Kingdom of Great Britain and Northern Ireland), Republic of the Marshall Islands, Republic of Mauritius, Monaco, Montserrat (United Kingdom of Great Britain and Northern Ireland), Republic of Nauru, Niue (New Zealand), Republic of Panama, Federation of Saint Christopher and Nevis, Saint Lucia, Saint Maarten (Netherlands), Saint Martin (French Republic), Saint Pierre and Miquelon (French Republic), Saint Vincent and the Grenadines, Independent State of Samoa, San Marino, Zanzibar Island (United Republic of Tanzania),  Democratic Republic of São Tomé and Príncipe, Republic of Seychelles, United Kingdom of Great Britain and Northern Ireland, Tahiti (French Polynesia), Kingdom of Tonga, Turks and Caicos Islands (United Kingdom of Great Britain and Northern Ireland), Oriental Republic of Uruguay, New Caledonia (French Republic), New Zealand, Republic of Vanuatu, Bolivarian Republic of Venezuela, U.S. Virgin Islands– 200 USD.
6 If a payment order is submitted after the specified time before the end of a banking day (17:00), then value date of the payment will be one day later. If a payment order is received by the bank/transfer execution day is a holiday, then the transfer is executed on the next workday of the bank.