Insurance

Acceptable Real Estate companies

  1. BTA Kindlustus
  2. ERGO Kindlustus
  3. Gjensidige Eesti filiaal
  4. If Kindlustus
  5. Inges Kindlustus
  6. PZU Kindlustus
  7. RSA kindlustus
  8. Salva Kindlustus
  9. Seesam Kindlustus

Insurance standard requirements

Insurable risks:

  • Fire, lightning strike, explosion of the existing gas heating system or installed gas equipment, collision with an obstacle, collision with a moving vehicle, rollover, fall (from a bridgge, etc.), the vehicle sinking and/or falling through ice if this is directly caused by the traffic situation or hitting a person or animal.
  • Natural disasters and damages - flood, storm (wind speed exceeding 17.2 m/s), hail, uncharacteristically heavy rain or snow for the region.
  • Unlawful activities of third parties - theft, robbery, breakage and/or theft or breakage of the accessories installed on the vehicle; having the vehicle glass insured is mandatory.

Excess – it is permitted to establish various rates of excess when insuring different risks, provided that the excess does not exceed 3% of the vehicle´s market price per insured event and does not exceed 20% of the vehicle´s market price per insured event in the case of other risks.

Owner of insured vehicle - OÜ Citadele Leasing & Factoring, reg no. 10925733.

Beneficiary - OÜ Citadele Leasing & Factoring, reg no. 10925733.

Insurance amount - the leased property must be insured to the extent of its marked value throughout the lease period.

Term of insurance contract - at least one year.