Payment cards

Products and services that are no longer offered

3D Savings Account payment card MC Standard1

Fee for card 1 EUR per month
Fee for supplementary card Free of charge
Replacement of a card 6.50 EUR
Commission fee for goods and services purchase Free of charge
Cash withdrawal in ATMs of Citadele Bank Free of charge
Cash withdrawal in ATMs of other banks 3% (min. EUR 3)
Cash withdrawal from Citadele bank and other banks 3% (min. EUR 3)
Interest on unauthorized negative account balance 0.06% per day
Payment from account according to fees for 3D Savings Account

Maestro

  EUR USD2
Fee for card 1.25 EUR per month 1 USD per month
New card issue (instead of existing) Free of charge3 Not available
Commission fee for goods and services purchase Free of charge Free of charge
Cash withdrawal in ATMs of Citadele Bank Free of charge 3% (min. 5 USD)
Cash withdrawal in ATMs in Estonia and outside of Estonia 3% (min. 2 EUR) 3% (min. 5 USD)
Interest on unauthorized negative account (per day) 0.06% 0.06%
Payment from account As from current account As from current account
Currency exchange mark- up fee 2% 2%

Mastercard Standard

  EUR USD4
Fee for card 2.20 EUR per month 2.50 USD per month
New card issue (instead of existing) Not available Not available
Commission fee for goods and services purchase Free of charge Free of charge
Cash withdrawal in ATMs of Citadele Bank Free of charge 3% (min. 5 USD)
Cash withdrawal from ATMs in Estonia and outside of Estonia 3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal from Citadele Bank and from other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Payment from account As from current account + 3% As from current account + 3%
Annual credit interest rate 22% 22%
Minimum instalment 5% of the excess expenditure + 100% of the excess expenditure 5% of the excess expenditure + 100% of the excess expenditure
Annual late payment interest rate 45% 45%
Interest on unauthorized negative account (per day) 0.2% 0.2%
Currency exchange mark- up fee 2% 2%

Mastercard Gold

  EUR USD4
Fee for card 6 EUR per month 6.50 USD per month
New card issue (instead of existing) Not available Not available
Commission fee for goods and services purchase Free of charge Free of charge
Cash withdrawal in ATMs of Citadele Bank Free of charge 3% (min. 5 USD)
Cash withdrawal from ATMs in Estonia and outside of Estonia 3% (min. 3 EUR) 3% (min. 5 USD)
Cash withdrawal from Citadele Bank and from other banks 3% (min. 3 EUR) 3% (min. 5 USD)
Payment from account As from current account + 3% As from current account + 3%
Annual credit interest rate 22% 22%
Minimum instalment 5% of the excess expenditure + 100% of the excess expenditure 5% of the excess expenditure + 100% of the excess expenditure
Annual late payment interest rate 45% 45%
Interest on unauthorized negative account (per day) 0.2% 0.2%
Currency exchange mark- up fee 2% 2%
Concierge service5 200 EUR per annum 300 USD per annum

Effective from 04.11.2019.

 


From 01.11.2019 cards not issued.
2 As of 01.11.2019 cards in USD currency are no longer offered.
3 Starting from 01.11.2019 Maestro cards are renewed, replaced as Mastercard Business Debit.
4 As of 22.10.2019 cards in USD currency are no longer offered.
5 Service fee is applied for each payment card (incl. supplementary card) / cardholder linked to Concierge Service.