Credit

Credit, Credit Line, overdraft

Contract fee for credit, credit line, overdraft:  
     amount of credit, credit line, overdraft up to 300 000 EUR 1.2% of credit/credit line, overdraft amount, min 250 EUR
     amount of credit, credit line, overdraft from 300 000 EUR 1% of credit/credit line, overdraft amount
1. Execution of amendments for credit, credit line:  
additional credit amount, credit line, overdraft limit granting:  
     amount of credit amount, credit line, overdraft up to 300 000 EUR 1.2% of credit amount, credit line, overdraft amount, min 250 EUR
     amount of credit amount, credit line, overdraft from 300 000 EUR 1% of credit amount, credit line, overdraft amountmin 200 EUR
Amending the terms and conditions of the agreement 0.5% of credit/credit line, overdraft amount, min 200 EUR
Payment date change 30 EUR
Other amendments 0,5%, min 250 EUR
Full or partial premature repayment credit/ credit line 2% of repayment credit amount /decrease of credit line limit
Changes of loan collateral registered in public registers, int. al. change of pledgor, change of one collateral to another and others:  
     real estate 0.1% of issued and unpaid credit amount or credit line limit (min. EUR 150)
     other types of loan security EUR 150 per each loan security object for which changes are made
Other amendments not mentioned in sup-positions of paragraph 1. 75 EUR per each document

Bank Guarantee

Consideration of an application for guarantee / Consideration of amendments Free of charge
Preparation of agreement on issuance of bank guarantee (s) and other related documents Free of charge
Issuance of a guarantee/ increase in guarantee amount/ increase in guarantee term:  
     if the security is cash assets (except deposit) 0.3% of guarantee amount / of guarantee amount regarding which amendments are made to (min 100 EUR )
     if the security is deposit 0.8% of guarantee amount / of guarantee amount regarding which amendments are made to (min 100 EUR)
     other security1 0.8% of guarantee amount / of guarantee amount regarding which amendments are made to (min 150 EUR)
Amendments to guarantee (except increase in guarantee amount, increase in guarantee term), amendments to the agreement on issuance of bank guarantee (s) 75 EUR
Utilization of a guarantee:  
     if the security is cash assets (except deposit) 0.8% annual of guarantee amount
     if the security is deposit 0.8% annual of guarantee amount
     other security Shall be specified separately for each application
Execution of promissory note about guarantee issue 50 EUR
Additional commission fee for urgent execution of guarantee, its amendments, confirmation during 1 working day 50 EUR
Preparation and reconciliation of the guarantee’s draft (applicable if guarantee is not issued) 50 EUR
Payment under guarantee/ Processing of payment demand 0.2% of the amount to be repaid, min 200 EUR
Advising of guarantee issued by another bank 0.1% of guarantee amount (min 85 EUR, max 500 EUR)
Notification on amendments to the guarantee issued by another bank, revocation of the guarantee 75 EUR
Preparation and sending of the claim under the guarantee, on behalf of the customer 0,1%, min 150 EUR
Review and confirmation of the authenticity of the guarantee issued by the other bank 40 EUR
Revocation of the guarantee before expiry date 25 EUR
Postal charges actual expenses + 10 EUR
Notification by SWIFT, at issue of the guarantee 20 EUR
Other correspondence by SWIFT 10 EUR

Import Letter of Credit

Consideration of an application for import letter of credit Free of charge
Execution of a new import letter of credit / increase of amount of the import letter of credit 0.25% of the amount of import letter of credit (min 170 EUR)
Amendments to provisions of import letter of credit (except for increase in amount of the import letter of credit), revocation or cancellation of unutilised import letter of credit, amendments of agreement 75 EUR
Import letter’s of credit draft preparation and reconciliation (applicable if import letter of credit is not issued) 50 EUR
Additional commission fee for urgent execution of the import letter of credit during 1 working day 50 EUR
Review of documents, payment 0.2% of amount of documents (min 170 EUR)
Commission for discrepancies in documents presented 70 EUR
Return of unpaid documents 40 EUR
Consulting in filling-in application 50 EUR
Endorsement of LC documents 20 EUR
Revocation of LC before expiry date 25 EUR
Notification on issuance of Assignment of proceeds 50 EUR
Notification by SWIFT at issue of the import letter of credit 20 EUR

Export Letter of Credit

Preliminary notification on issuance of export letter of credit 40 EUR
Notification on issuance of export letter of credit 0.1% of the amount of export letter of credit (min 85 EUR, max 430 EUR)
Processing and reconciliation of the draft of export letter of credit 50 EUR
Amendments to provisions of export letter of credit, revocation or cancellation of unutilised export letter of credit 75 EUR
Preliminary review of documents under export LC 80 EUR
Review of documents and payment 0.2% of amount of documents (min 200 EUR)
Payment under export letter of credit without presentation of documents 0.1% the amount of export letter of credit (min 100 EUR, max 500 EUR)
Return of the discrepant documents 40 EUR
Transfer of export letter of credit 0.15% of transferred letter of credit amount (min 200 EUR)
Cession of export letter of credit 0.1% of cession amount (min 150 EUR, max 700 EUR)
Confirmation of letter of credit issued by another bank as agreed
Negotiation of export LC, discounting of export LC as agreed
Notification letter on assignment 50 EUR
Consulting in preparation of the documents 30 EUR for each document
Notification by SWIFT on transfer of export letter of credit 20 EUR
Other notification/correspondence by SWIFT 7 EUR

Documentary collection

Import documentary collection  
     notification on documentary collection 50 EUR
     delivery of documents against payment, acceptance or free of payment 0.1% of collection amount (min. 100 EUR)
     amendments to instruction, terms 40 EUR
     return of refused documents 40 EUR
Export documentary collection:  
     receiving of documents for payment or acceptance 40 EUR
     payment of document 0.1% of collection amount (min. 100 EUR)
     amendments to instruction, terms 40 EUR
     return of refused documents 40 EUR
Postal charges actual expenses + 10 EUR
Notification by SWIFT 10 EUR

Effective as of 04.11.2019.

 


5 This commission is not applied to applications for guarantee issuance within the scope of guarantee line.