Insurance standard requirements
- Fire, lightning strike, explosion of the existing gas heating system or installed gas equipment, collision with an obstacle, collision with a moving vehicle, rollover, fall (from a bridgge, etc.), the vehicle sinking and/or falling through ice if this is directly caused by the traffic situation or hitting a person or animal.
- Natural disasters and damages - flood, storm (wind speed exceeding 17.2 m/s), hail, uncharacteristically heavy rain or snow for the region.
- Unlawful activities of third parties - theft, robbery, breakage and/or theft or breakage of the accessories installed on the vehicle; having the vehicle glass insured is mandatory.
Excess – it is permitted to establish various rates of excess when insuring different risks, provided that the excess does not exceed 3% of the vehicle´s market price per insured event and does not exceed 20% of the vehicle´s market price per insured event in the case of other risks.
Owner of insured vehicle - OÜ Citadele Leasing & Factoring, reg no. 10925733.
Beneficiary - OÜ Citadele Leasing & Factoring, reg no. 10925733.
Insurance amount - the leased property must be insured to the extent of its marked value throughout the lease period.
Term of insurance contract - at least one year.