Micro credit

Fast and convenient financing without collateral

Apply for loan

  • For small and medium-sized enterprises
  • Fast – we will respond within 24 hours
  • For ensuring cash flow stability or purchasing current assets

Terms and Conditions

  • Sum from €1,000 to €25,000
  • Term of 1 to 5 years
  • Interest rate from 10%
  • Necessity for a surety depends on the risk level of the company
  • Agreement fee 1,5% of the amount and no less than €50
  • Business history of at least 1 year

Requirements for applicants

  • A company registered in Estonia that has been operating for at least 1 year
  • The annual reports have been submitted to the Commercial Register
  • Turnover exceeding €12,000 in the last financial year
  • No changes in the ownership of the company in the last 6 months
  • The prerequisite for credit is settlements of the company in Citadele Bank in no less than 50% of turnover

Apply for a loan

Would you like more information?

Please contact with our Client Relations Managers