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Term Deposit
A safe and convenient method for increasing money – a high-interest deposit with a loyalty program
- The opening and maintenance of a term deposit is free of charge
- Fixed interest rate for the entire deposit term
- Increase the interest rate of the deposit with our loyalty program
- Deposits are secured by our guarantee fund
- It is possible to deposit financial resources in five currencies: EUR, USD, GBP, AUD or RUB
- Possibility to automatically renew the term deposit at the end of the term
Terms and Conditions
- Minimum deposit amount EUR 150, USD 200, GBP 100, AUD 200 or RUB 10,000
- Deposit terms vary from one month to ten years. The amount of deposit cannot be changed during the term
- Interest payable upon maturity or on a monthly basis
- In case of premature cancellation of the term deposit, the calculated interest is not paid
- The most convenient way to enter into a term deposit agreement is via the Citadele Internet Bank or by visiting Citadele Bank Branch
- The deposits are guaranteed to the extent of 100% and in an amount of up to 100,000 euros per depositor.(Examine the fact sheet).
Loyalty program
Deposit loyalty program terms and conditions – by renewing an existing Classic term deposit within 14 days after the maturity date, you will be able to receive up to 0.10% higher interest than the standard interest rates:
- For the same period and in at least the same amount: +0.05%
- For the same period and increasing the deposit amount: +0.07%
- For a longer period than before and in at least the same amount: +0.10%
Increased deposit amount – increasing the amount by at least the minimum deposit amount of the respective currency. Renewing the term deposit – no less than the period of the subsequent deposit as indicated in the price list of the Bank.