Online bank

PIN calculator

ID-Card

Mobile-ID

Forgot your password or user name?

Anything is possible

  • X Smart

    From ordinary card to X Smart!

    Read more

  • X REWARDS

    Earn discounts and prizes when paying with your X card!

    Read more

  • Mobile bank

    Mobile banking has never been so simple!

    Read more

  • Home loan

    Consultation and personal client manager. We finance up to 85% of your home’s value.

    Read more

  • Consumer loan

    Up to 10 000 EUR to fulfill your dreams!

    Read more

  • Leasing

    Quick and easy application. WE finance up to 90% of the value of the vehicle.

    Read more

X Smart

From ordinary card to X Smart!

  • Earn points for every purchase (2 euros = 1 point) and exchange them for valuable prizes, and request discounts from our partners in Estonia, Latvia and Lithuania.
  • Withdraw up to 1,000 euros per month free of charge – five times anywhere in the world or as many times as you want from Citadele’s ATMs in Estonia.  
  • Have your salary transferred to Citadele Bank and the money in your account will earn 1% interest per year.  
  • Make unlimited electronic euro payments in Estonia and elsewhere in Europe free of charge.
  • Quick account balance from Mobile bank.

Read more

X REWARDS - prizes and discount program

  • Collect points for each purchase online and in stores worldwide.
  • Exchange the points you collect for great prizes and gift cards.
  • Get discounts at merchant stores across Estonia, Latvia and Lithuania.

Read more

I am your new mobile bank branch!

  • Secure login with Mobile-ID.
  • Quick balance and convenient payments.
  • Manage how your cards are used.
  • Change your card PIN codes.
  • Turn on and off card security settings.
  • History of latest transactions.

Let’s get to know each other

Home loan is the best solution for buying, renovating or building your own home!

  • Your new home is waiting for you now. We can support you with financing of up to 85% of the value of your home.
  • Suitable for various needs - from buying an apartment, house or summer cottage to building or renovating your dream house.
  • Consultation and a personal client manager.

Read more

Moody's Investors Service upgrades Citadele Bank’s deposit rating from Ba2 to Ba1, with a positive outlook!

The main reason for upgrading Citadele Bank’s rating, according to Moody's, is the result of the progress made in implementing the Baltic focused growth strategy. The rating upgrade is also based on higher capitalization, increasing profitability, declining of problem loans and the strengthening of the bank’s governance.

Read more

Do you want to buy a new car, a motorbike or a boat?

  • Quick and easy application.
  • Consultation and personal client manager.
  • We finance up to 90% of the value of the vehicle.

Read more

More opportunities with consumer loan!

  • Up to 10 000 EUR to renovate or furnish your home, travelling or to fulfill your other dreams.
  • Interest rate from 9%.
  • No collateral required.

Read more

Press releases

All press releases

  • • Citadele Bank

    The Citadele Group opens access to its infrastructure, fulfilling the requirements of the Revised Payment Service Directive (PSD2)

    Read more

  • • Citadele Bank (Estonia)

    On the night leading into this Monday, Citadele Bank will be introducing further updates to its IT system

    Read more

  • • Citadele Bank (Estonia)

    Opening hours and payments during the holidays

    Read more

  • • Citadele Bank (Estonia)

    Short interruptions in the operation of ATMs and payment cards may occur during the night from December 2nd to December 3rd

    Read more