X SMART

From ordinary card to X Smart!

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  • X Smart
  • Citadele Maestro
  • Citadele MasterCard Gold
  • Citadele VISA Platinum

X Smart

  • Earn points for every purchase (2 euros = 1 point) and exchange them for valuable prizes, and request discounts from our partners in Estonia, Latvia and Lithuania.
  • Withdraw up to 1,000 euros per month free of charge – five times anywhere in the world or as many times as you want from Citadele’s ATMs in Estonia.
  • Have your salary transferred to Citadele Bank and the money in your account will earn 1% interest per year.
  • Make unlimited electronic euro payments in Estonia and elsewhere in Europe free of charge.

Become a client

Citadele Maestro

  • Purchase of goods and services in Estonia and outside of Estonia
  • Online payments
  • 3 free withdrawal from other banks ATM-s per month
  • Internet and mobile pank
  • Quick account balance in mobile bank

Become a client

Citadele MasterCard Gold

Become a client

Order MasterCard Gold without creditlimit until 31.03.2019 and you get 6 months without monthly fee, free cash withdrawal 5 times a month from ATMs of all banks and free Euro payments at Internet and Mobile Bank.

Visa Platinum

Become a client

Pension card Maestro

  • Pay for goods and services without service charges
  • By joining the Citadele Pension Program, you will receive a Pension Card free of charge
  • Card payments in Estonia and abroad are free of charge
  • Check out the Citadele pension program

Become a client

You have a question?

Visit the Citadele branch at Narva mnt 63, Tallinn, call us on 77 00 000 or send us a message to info@citadele.ee!