Payments

Private customer

Payments within the Citadele group

  In the Citadele Online Banking Client service centre and electronic payments, which is processed manually1
Payment within Citadele group (including to the Estonian, Latvian branches) between accounts of the same customer free of charge 1.50 EUR
Payment within Citadele group (including to the Estonian, Latvian branch) between accounts of different customers 0.10 EUR 1.50 EUR

 

European payments

  In the Citadele Online Banking Client service centre and electronic payments, which is processed manually1
Estonian local payment 0.38 EUR 1.50 EUR
Urgent Estonian payment* 10 EUR 15 EUR

* can be trasferred on weekdays during  9:00 - 16:00

 

International payments

  In the Citadele Online Banking Client service centre and electronic payments, which is processed manually1
International payment, charges shared equally (SHA)3, 5 4.47 EUR 10 EUR
Urgent international payment, charges shared equally (SHA)3, 5 10.50 EUR 15 EUR
International payment, charges payd by remitter (OUR)4, 5 20 EUR 23 EUR
Urgent international payment, charges paid by the remitter (OUR)4, 5 31.96 EUR 35 EUR

 

Regular payments

  In the Citadele Online Banking Client service centre and electronic payments, which is processed manually1
Registration of regular payment free of charge free of charge
Execution of regular payment as for electronic payments as for electronic payments

 

Incoming payments

Incoming within Citadele bank (Including from Estonia, Latvia branches) free of charge
Incoming EU - payment free of charge
International incoming 5.75 EUR (or its equivalent in payment currency)

 

Terms of submission and execution of transfers

  Order submission time* Execution day
Money transfer within Citadele group before 17:00 the same banking day

 

Regular transfer to another bank

  Order submission time* Execution day
EUR (EU payment) before 15:45 the same banking day
EUR (External) before 14:30 the same banking day
CNY, USD - individually, information from the bank
GBP, BYN, RUB before 17:00 next banking day
DKK, NOK, SEK, HUF, PLN, CAD, CHF, AUD, JPY, KZT before 17:00 day after the next banking day
BGN, HKD, ISK, CZK, NZD, SGD, ZAR, MXN before 14:00 day after the next banking day

 

Urgent transfer to another bank

  Order submission time* Execution day
EUR before 16:00 the same banking day
GBP, CAD, CHF before 12:00 the same banking day
DKK, NOK, SEK, JPY, AUD, HUF, PLN before 14:00 next banking day
BGN, HKD, ISK, NZD, SGD, ZAR, CZK, MXN before 16:00 day after the next banking day

 

Incoming tranfer to account

  Order submission time* Execution day
EUR before 17:00 the same banking day
GBP, DKK, NOK, SEK, CZK, HUF, PLN, BGN, ISK before 17:00 on the same banking day if the bank has received information on the payment info the correspondent account of Citadele banka
In other foregin currency before 17:00 on the next bank day after transferring funds into correspondent account of Citadele banka

Valid from 15.06.2017

 


*Banking day - workday (Monday- Friday) from 9:00 - 17:00
1 Payment orders which are executed through the Citadele Online banking will be processed manually by a bank officer if the field "Information to the Bank" is filled
2 Terms and conditions of an EU-payment:
— the currency of the payment is EUR;
— charges shared equally;
— payment type "regular", SHA;
— correct remitter's and beneficiary's IBAN, as well remitter's and beneficiary's bank BIC code at the payment;
— the field "payment details" has to be filled correctly;
— beneficiary bank is located in a European Union country (also Iceland, Liechtenstein, Monaco, Norway, Switzerland and San Marino).
3 Remitter pays the service fee of Citadele bank and the beneficiary pays the service fee of all other banks.
4 Remitter pays the service fees of both Citadele bank as well as those foreign banks. In case the service of the beneficiary's bank exceed the fee paid by the remitter for the beneficiary, the respective difference of the fees shall be charged automatically from the remitters current account. When executing international payments in currencies EUR, BGN, CZK, DDK, GBP, HUF, ISK, LTL, NOK, PLN, ROL or SEK to a beneficiary whos Current Account is located in a bank at European Economic Area (EEA) and the payment is made from the Current Account with the same currency (no currency conversion is made), then the selected payment type can only be SHA (shared costs). When converting the currency for the payment it is possible to select the OUR (costs paid by remitter) as payment type.
5 Additional fee for international payments which currency is USD and which is made to customers with residence county valley Principality of Andorra, Anguilla (United Kingdom of Great Britain and Northern Ireland), Antigua and Barbuda, Aruba (Kingdom of the Netherlands), Bailiwick of Guernsey (United Kingdom of Great Britain and Northern Ireland ), Barbados, Belize, Bolivarian Republic of Venezuela, British Virgin Islands, Brunei Darussalam, Cayman Islands (United Kingdom of Great Britain and Northern Ireland), Commonwealth of Dominica, Commonwealth of the Bahamas, Cook Islands (New Zealand), Curacao (Netherlands), Cyprus, Democratic Republic of São Tomé and Príncipe, Federation of Saint Christopher and Nevis, Gibraltar (United Kingdom of Great Britain and Northern Ireland), Grenada, Guam (United States), Hashemite Kingdom of Jordan, Hong Kong (People's Republic of China), Independent State of Samoa, Isle of Man (United Kingdom of Great Britain and Northern Ireland, Jamaica, Jersey (United Kingdom of Great Britain and Northern Ireland), Kingdom of Bahrain, Kingdom of Tonga, Labuan (Malaysia), Lebanese Republic, Macau (People's Republic of China), Monaco, Montserrat (United Kingdom of Great Britain and Northern Ireland), New Caledonia (French Republic), New Zealand, Niue (New Zealand), Oriental Republic of Uruguay, Principality of Liechtenstein, Republic of Costa Rica, Republic of Djibouti, Republic of Ecuador, Republic of Guatemala, Republic of Kenya, Republic of Liberia, Republic of Maldives, Republic of Mauritius, Republic of Nauru, Republic of Panama, Republic of Seychelles, Republic of the Marshall Islands, Republic of Vanuatu, Saint Lucia, Saint Maarten (Netherlands), Saint Martin (French Republic), Saint Pierre and Miquelon (French Republic), Saint Vincent and the Grenadines, San Marino, State of Kuwait, State of Qatar, Tahiti (French Polynesia ), The Islands of Bermuda (United Kingdom of Great Britain and Northern Ireland), Turks and Caicos Islands (United Kingdom of Great Britain and Northern Ireland), U.S. Virgin Islands, United Arab Emirates, United Kingdom of Great Britain and Northern Ireland, Zanzibar Island (United Republic of Tanzania) – is USD 200.