Operating lease

Operating lease is more suitable if you don´t yet know wheter you want to buy out the property for its residual value at the end of the lease period or to find another buyer for the property. This is why the residual value of the property is left in the payment schedule by the end of the period.
In this case, Citadele will buy the selected property and give it to you for use during the lease period. You will pay the monthly lease payments during the lease period. At the end of the lease period, you can return the property or buy it out for its residual value. The technical condition of the returned vehicle must correspond to the normal wear and tear of the vehicle.

Continue using the vehicle by extending the leasing contract (if the age of the vehicle permits)

  • Replace the vehicle by choosing a new pleasing one and find the buyer on the old vehicle
  • You can become the owner of the vehicle by paying the residual value of the vehicle to Citadele Bank

Returning the vehicle to Citadele Bank, the technical condition of the returned vehicle must correspond to the natural wear and tear of the vehicle.