X Platinum

X Platinum1
Service Fee
Fee for card and/or for supplementary card 5.99 EUR per month
New card issue (instead of existing) Free of charge
Commission fee for goods and services purchase Free of charge
Cash withdrawal in other banks 3% (min. 3 EUR)
Cash withdrawal in Citadele Bank ATMs in Estonia 3% (min. 1.50 EUR)
Cash withdrawal in ATMs of other banks 3% (min. 3 EUR)
Cash deposit in ATMs of Citadele Free of charge
Payment from account As from current account + 3%
Minimum instalment 5% of the used credit limit amount + 100% of the excess expenditure
Annual credit interest rate 16%
Interest on the spent credit limit until the 15th date of the next month 0%
Annual late payments interest rate 23%
Late payment interest per day 0.06%
Annual interest for unauthorized negative account balance 20%
Annual fee for Priority Pass membership Free of charge
Fee for 1 person’s visit at Priority Pass VIP lounge at the airport 30 EUR (VAT included)
Concierge service 200 EUR per year
Currency conversion rate 2%
  • 1 As of 14.01.2021. new cards no longer issued.