|Fee for card||350 EUR per year|
|Fee for supplementary card||Free of charge|
|New card issue (instead of existing)||Free of charge|
|Commission fee for goods and services purchase||Free of charge|
|Cash withdrawal in Citadele Bank||3% (min. 3 EUR)|
|Cash withdrawal in other banks||3% (min. 3 EUR)|
|Cash withdrawal in Citadele Bank ATMs in Estonia||3% (min. 1.50 EUR)|
|Cash withdrawal in ATMs of other banks||3% (min. 3 EUR)|
|Cash deposit in ATMs of Citadele||Free of charge|
|Payment from account||As from current account + 3%1|
|Minimum instalment||5% of the used credit limit amount + 100% of the excess expenditure|
|Annual credit interest rate||14 %|
|Annual late payments interest rate||23%|
|Late payment interest per day||0.06%|
|Annual interest for unauthorized negative account balance||20%|
|Annual fee for Priority Pass membership||Free of charge|
|Fee for 1 person’s visit at Priority Pass VIP lounge at the airport||30 EUR (VAT included)2|
|Concierge service||Free of charge|
|Currency exchange mark-up fee||2%|
Effective from 01.11.2019.
1 The additional commission of 3% is not applied, if payment is executed within the terms of “Concierge service”.
2 Within a calendar year, five visits to airport VIP lounge to main card user is offered free of charge.