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Private customer

Currency Eur
Fee for card 1.20 EUR per month
Fee for supplementary card 1.20 EUR per month
New card issue (instead of existing) Free of charge
Commission fee for goods and services purchase Free of charge
Cash withdrawal in Citadele Bank As from current account
Cash withdrawal in other banks 1% (min. 3 EUR)
Cash withdrawal in Citadele Bank ATMs in Estonia Free of charge up to 1000 EUR per month1, 0.2% from amount above
Cash withdrawal in ATMs of other banks Free of charge 5 transactions or 1000 EUR max per month - free of charge, above limit 1% (min. 1 EUR)
Payments from account electr. payments - free of charge
Interest for unauthorized negative account balance (per day) 0.06%
SMS to customer about incoming sum to account Free of charge
Currency exchange mark-up fee 2%

Effective from 01.11.2019.


1EUR 1000 is the maximum total amount that can be withdrawn from any ATM in Estonia or abroad a month.