X hero users receive travel insurance free of charge, travelling worldwide, incl. Estonia (more than 95 km away from the place of usual residence and when paying the hotel for not less than 2 nights).
What is insured?
Medical risks: medical expenses, dental assistance expenses, transportation costs, purchase or rent of temporary medical aids.
When traveling abroad, you no longer have to worry about purchasing travel insurance because your X hero will cover medical expenses. In case of sudden illness or accident, you will be reimbursed for medical treatment abroad.
Legal assistance: If you accidentally violate national laws during the trip, thereby causing damage to a third party and you need legal assistance, X hero insurance will reimburse a lawyer's fee of up to 1000 EUR.
Before traveling to European countries, make sure you have a valid European Health Insurance Card (EHIC). If you do not yet have EHIC, or it is expired, you can order the card electronically, free of charge, and receive the card by mail later.
Travel insurance is also valid if the trip is not paid with your X hero.
Insurance is valid for the first 90 calendar days of each trip, while the number of trips per year is not limited.
Insurance cover is valid for payment card users up to 80 years of age (inclusive).