X hero credit card

Apply for X hero and use for free for the first 6 months*

Apply for a card

  • Credit limit from up to 5 000 Euro
  • Interest-free period of up to 45 days
  • Travel insurance and purchase protection

*100% discount on the fee for the first six (6) months for your main card starting from the 1st of the month after the card is issued.

EVEN BETTER INSURANCE

Including Covid-19 illness insurance, bicycle insurance, a help package for your home, and insurance for short trips around Estonia.

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INDIVIDUAL CREDIT TERMS

  • Credit limit from 200 EUR to 5000 EUR with an interest-free period of up to 45 days
  • Minimum monthly payment—5% per month!
  • Potential to open and use your X hero credit card without a credit limit

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Travel insurance and purchase protection

  • NEW! During the summer months, X hero insurance is even better—including bicycle insurance, a help package for your home, and insurance for short trips around Estonia.
  • Traveling abroad and in Estonia, you are insured up to an amount of 75,000 euros
  • All purchases made with X hero are insured for 120 days from the date of purchase in the amount of up to 10,000 euros

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No monthly fee and other benefits

  • Apply for X hero and get first 6 months free of charge
  • Actively pay for purchases with your X hero card on daily basis and get a discount on your basic card monthly fee
  • Contactless card, phone, wristband or sticker payments

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X REWARDS prizes and discounts

  • Receive discounts from our partners throughout the Baltics.
  • Register for the X REWARDS programme and receive X REWARDS points on every online and in-store purchase worldwide (1 Euro = 1 point)

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