This is an opportunity to use credit limit for free!
An interest-free period of up to 45 days is a period during which interest for the used credit limit is not charged. If you return the used credit limit in full by the 15th day of the next month, you do not need to pay interest on the loan.
Plan the return of the spent money as you prefer:
You can return the amount of the used credit limit gradually, each month until the 15th, repaying a minimum amount of 5% of the used credit limit, and interest will be charged only on the remaining of the used amount;
if you plan to repay the used credit limit during a specific time period, you can benefit from scheduling monthly payments of the same amount;
if the entire amount of the used credit limit is returned by the 15th day of the next month, interest for the used credit limit will not be charged.
To get the X hero, you must be at least 18 years old, have a positive credit history and a monthly income of at least 540 EUR after taxes. The minimum amount of the credit limit is 200 EUR.