X Platinum credit card

Apply for an X Platinum card and use for free for the first 6 months*

Apply for a card

  • Travel and purchase insurance
  • Interest-free period of up to 45 days
  • X REWARDS prizes and discounts

*100% discount on the fee for the first six (6) months for your main card starting from the 1st of the month after the card is issued.


Including Covid-19 illness insurance, bicycle insurance, a help package for your home, and insurance for short trips around Estonia.

Find out more

Travel and purchase insurance

  • NEW! During the summer months, X Platinum insurance is even better—including bicycle insurance for you and your family, a help package for your home, and insurance for short trips around Estonia.
  • You and your family are insured while traveling abroad and in Estonia up to amount of 200,000 euros
  • All purchases made with X Platinum are insured for 120 days from the date of purchase in the amount of up to 20 000 euros


Tailored credit terms

  • Credit limit from 500 euro to 7 000 euro with an interest-free period of up to 45 days
  • The minimum credit limit repayment amount is 5% per month!


No monthly fee and other opportunities

  • Actively pay with your X Platinum card and receive a discount on the monthly fee of your main card of 50% or 100%
  • Contactless card, phone, wristband or sticker payments
  • Free internet abroad with Boingo
  • Travel with comfort using Priority Pass card, which provides access to over 1,300 VIP airport lounges


X REWARDS prizes and discounts

  • Receive discounts from our partners throughout the Baltics.
  • Register for the X REWARDS programme and receive X REWARDS points on every online and in-store purchase worldwide (1 euro = 1 point)
  • Exchange the points you collect for valuable prizes