X Platinum credit card

Apply for an X Platinum card and use for free for the first 6 months*

Apply for a card

  • Travel and purchase insurance
  • Interest-free period of up to 45 days
  • X REWARDS prizes and discounts

*100% discount on the fee for the first six (6) months for your main card starting from the 1st of the month after the card is issued.

EVEN BETTER INSURANCE

Including Covid-19 illness insurance, bicycle insurance, a help package for your home, and insurance for short trips around Estonia.

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Travel and purchase insurance

  • NEW! During the summer months, X Platinum insurance is even better—including bicycle insurance for you and your family, a help package for your home, and insurance for short trips around Estonia.
  • You and your family are insured while traveling abroad and in Estonia up to amount of 200,000 euros
  • All purchases made with X Platinum are insured for 120 days from the date of purchase in the amount of up to 20 000 euros

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Tailored credit terms

  • Credit limit from 500 euro to 7 000 euro with an interest-free period of up to 45 days
  • The minimum credit limit repayment amount is 5% per month!

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No monthly fee and other opportunities

  • Actively pay with your X Platinum card and receive a discount on the monthly fee of your main card of 50% or 100%
  • Contactless card, phone, wristband or sticker payments
  • Free internet abroad with Boingo
  • Travel with comfort using Priority Pass card, which provides access to over 1,300 VIP airport lounges

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X REWARDS prizes and discounts

  • Receive discounts from our partners throughout the Baltics.
  • Register for the X REWARDS programme and receive X REWARDS points on every online and in-store purchase worldwide (1 euro = 1 point)
  • Exchange the points you collect for valuable prizes

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