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Withdraw up to 1000 euros per month in cash using ATMs across the world free of charge

Up to 1000 euros – free of charge From Citadele ATM in Estonia: unlimited number of times From other ATMs in Estonia and worldwide unlimited number of times
Over 1000 euros – commission fee charged From Citadele ATM in Estonia: 1 percent of the sum From other ATMs: 1 percent of the sum (minimum of 1 euro)

The fee discount applies only to the rates set by Citadele Bank.

If you are using another bank’s or organisation’s ATM, Citadele will not charge an additional commission fee in accordance with the X smart rates, but this will not affect the fees policy of that other bank or organisation.

That is why you should pay attention to the notifications displayed on the ATM screen!

If the screen shows a warning about the user being charged a cash withdrawal commission fee, the precise sum is set by the bank or organisation that owns the ATM.

When you are withdrawing cash in another currency, the currency conversion surcharge is derived from the Rates.