CARDS FOR BUSINESSES

Various benefits for everyday business.

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Oversee employee card transactions

Set a daily limit for each card for purchases and ATM withdrawals.

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Travel insurance and purchase protection

Remain worry-free when you travel and shop.

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X REWARDS

Get discounts with your X card.

X Business


  • Travel and purchase insurance for the card user.
  • X REWARDS special offers throughout the Baltics.
  • Opportunity to use your card for free for the first year when you apply for the most suitable Citadele payment plan.
  • Payments with Google Pay, Apple Pay.
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  • Travel insurance for the card holder both in Estonia and abroad.
  • Medical insurance during your trip of up to 100 000 EUR.
  • Travel inconvenience insurance: trip cancellation and interruption, flight delays.
  • CASCO deductible insurance on rental cars, car key theft insurance.
  • Purchase protection for 180 days from the time of purchase for a sum of up to 20 000 EUR.

form-fill Terms and conditions of travel and purchase insurance

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Mastercard Business Debit

  • For taking care of your basic business needs.
  • Convinient and affordable.
  • Conveniently deposit and withdraw cash from ATMs.
  • Control employees’ card transactions. Set a daily limit for each card on purchases and cash withdrawal.
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Get your X Business without visiting a branch

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Log into the online bank

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Fill out the application

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Receive your X Business card by post within 5 working days

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Log into the online bank

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Fill out the application

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Receive your X Business card by post within 5 working days

Ready to apply?

Authorize with the most convenient method for you - ID card or Mobile-ID.
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More opportunities

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Financing for business

Choose the most suitable financing method for your business needs and growth.
Learn more
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Online card acceptance

E-commerce solutions — we will help to grow your business online.
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Payment plans

One payment for all the most important everyday services for your business.
Learn more
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Payment acceptance

Various solutions for accepting payments in retail locations and online.
Learn more