Modern payments
and transfers

Choose the best payment and transfer method for you

  • According toyour habits and options
  • Lightning-fast transfersof up to 15 000 Euro
  • Instant paymentsto more than 1,900 banks

Choose the best!

You can make payments and transfers through the online bank, mobile app or in-branch

Payments to phone number

Payments are simpler from now on! Mobile phone number is now enough to make a transfer – you don't need to know the bank account number. What do you need to do?

  • Add your phone number to the Instant Links registry. You can do it via Citadele mobile application
  • Use the Pay to phone number function. You'll find this by selecting the Pay option in the app. Select recipient's telephone number from the contact list or enter it manually
  • Payment commission will be the same as when you make a transfer to bank account number

Download mobile app

Instant payments

Instant payments are Euro transfers 24 hours a day, 7 days a week, 365 days a year including bank holidays

  • Transfer money instantly
  • Lightning-fast transfers of up to 15 000  Euro to more than 1,900 EU banks
  • Money will be in the recipient’s account within 10 seconds*
  • Money transferred by instant payment can be used immediately

*If the recipient’s bank cannot accept the payment as an instant payment, it will require additional checks. These payments are processed as standard SEPA payments.

Regular Payments

If you have regular payments for a fixed amount, such as electricity, leasing, internet, rent or television payments, the bank will take care of them, taking a regular standing order from your account

  • The payment of a standing order ensures the transfer of a fixed amount to the account set by you at regular times
  • Standing orders can be activated, changed, or, if necessary, cancelled for free through the online bank, in any of our branches. Or by calling 77 00 000. If you choose to activate them by phone, please consider that it will only be possible if you have made a template or the necessary payment has occured within last 3 months. Maximum sum of regular payment activated by phone is 200 euro

Find out more

What other transfers are available?

  • Internal transfers - transfers between your own Citadele accounts, as well as between different Citadele clients throughout the Baltics
  • SEPA transfers - Euro transfers between the banks of the 28 EU member states whose recipient accounts have IBAN numbers. We fulfil SEPA transfers as standard payments
  • International payments - payments in international currency or Euro to banks located outside the European Union

Non-cash currency exchange

  • You can exchange non-cash currency through the online bank, even to a currency that is not your account currency
  • If you do this from a multi-currency account, you will automatically be offered our improved exchange rate based on the amount to be exchanged

Currency exchange rate calculator