Modern payments
and transfers

Choose the best payment and transfer method for you

  • According toyour habits and options
  • Lightning-fast transfersof up to 1,000 Euro
  • Instant paymentsto more than 1,900 banks

Choose the best!

You can make payments and transfers through the online bank, mobile app or in-branch

Instant payments

Instant payments are Euro transfers 24 hours a day, 7 days a week, 365 days a year including bank holidays

  • Transfer money instantly
  • Lightning-fast transfers of up to 1,000 Euro to more than 1,900 EU banks
  • Money will be in the recipient’s account within 10 seconds*
  • Money transferred by instant payment can be used immediately
*If the recipient’s bank cannot accept the payment as an instant payment, it will require additional checks. These payments are processed as standard SEPA payments.

Regular Payments

If you have regular payments for a fixed amount, such as electricity, leasing, internet, rent or television payments, the bank will take care of them, taking a regular standing order from your account

  • The payment of a standing order ensures the transfer of a fixed amount to the account set by you at regular times
  • Standing orders can be activated, changed, or, if necessary, cancelled for free through the online bank, in any of our branches. Or by calling 77 00 000. If you choose to activate them by phone, please consider that it will only be possible if you have made a template or the necessary payment has occured within last 3 months. Maximum sum of regular payment activated by phone is 200 euro

Find out more

What other transfers are available?

  • Internal transfers - transfers between your own Citadele accounts, as well as between different Citadele clients throughout the Baltics
  • SEPA transfers - Euro transfers between the banks of the 28 EU member states whose recipient accounts have IBAN numbers. We fulfil SEPA transfers as standard payments
  • International payments - payments in international currency or Euro to banks located outside the European Union

Dealer rate currency transactions

We only perform dealer rate currency transactions for sums of more than 4000 Euro

  • Apply for the service between 8:30 and 17:30 on the bank’s working days by phone at 77 00 000
  • We set the exchange rate and sum at the moment that you agree verbally to the terms of the currency exchange
  • After setting the terms of the currency exchange transaction, we no longer revise the terms, regardless of changes to exchange rates
  • When the exchange rate and sum are set, you must confirm the conversion by 17:30 that day through the online bank or in-branch
  • If you wish to continue using this service, it is important to comply with all of the above conditions