Payment plans
for businesses

  Everything for your business needs


  • 6 months free of chargeFor all new customers
  • Special offer for startups12 months free of charge
  • Cost-effective solutionTo manage your daily payments

Why are payment plans good value?

Payment plans are the cheapest way for businesses to make everyday transfers, because they don’t have to pay a commission fee for each payment. Businesses can save. Accountants aren’t bogged down with multiple transactions. 9 out of 10 businesses choose some sort of payment plan.

Choose the plan for you

Services included in the payment plan Citadele 15 Citadele 55 Citadele 120
Unlimited electronic payments within Citadele, including Lithuania and Latvia
SEPA, SEPA Instant payments 15 payments 55 payments 120 payments
Opening and maintenance of current account 1 account 3 accounts 3 accounts
X Business credit card in the first year* 1 card 2 cards 3 cards
Access to Citadele online bank and SMS bank
Connection to Citadele Online Banking and issue of Digipass GO3 to one user
Payment plan monthly commission fee (from month 7*) 8 EUR 14 EUR 25 EUR
For newly onboarded customers Payment plan 6 months free of charge

If you have more payments than planned, you pay for each additional payment according to the price list.
When your business grows and there are more payments in the future, you can easily change your payment plan.
More cards are possible for additional charge.


* Discount applies once you begin using the payment plan service.

Apply for a great consultation

We say “plan” - we mean “set”

It can often be that the most important information is between the lines, but with Citadele there are no hidden stumbling blocks. Everything is simple, clear and generous. A payment plan has one price. It includes:

  • The opening and servicing of accounts.
  • Unlimited transfers between Citadele accounts, including Lithuania and Latvia.
  • A set amount of Euro payments to accounts within European Union.
  • Free X Business card for a whole year.
  • Secure authorisation tools for the online bank and mobile app - one code calculator for all users.

Apply for a great consultation

What is a business with no cards?

When you can pay for the same thing by transfer, cash or card, it’s cheaper to pay by card. Choose any of our payment plans and receive an X Business card free for the first year. With an X Business card:

  • Receive X REWARDS discounts on purchases throught the Baltics.
  • Be insured on your travels. Your card purchases will be protected.
  • Conveniently deposit and withdraw cash from ATMs.

Apply for the card

Well, now you just have to apply!

Fill in an application and our consultant will contact you.