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Become a customer

This is the best time to open a Citadele account - fully remotely, quickly and at any time of the day.

A person working on a laptop while simultaneously looking at their phone, showing that at Citadele, you can become a business client remotely.
Become a client

Service plan

12 months free of charge for new companies.

POS terminal

Various solutions at competitive rates.

C Business card

One year for free when selecting one of our plans.

Step one.

Fill out the application and submit your documents remotely

Step two.

Within 1-3 working days we will process your application

Step three.

Start using our services

A lady comfortably reclined in a chair with a laptop, showing how easy it is to become a Citadele business client remotely.

Become a client without visiting the branch

Time is money, so no one likes to spend time on things that can be done quickly. We understand the value of time in Citadele, so we also offer an opportunity to open a company account remotely – in any time and place convenient for you.

  • Fill out the application and the questionnaire remotely if you can represent your company alone. All that is needed – Qualified SmartID, ID-card or Mobile-ID to sign the application.
  • Wait for confirmation from the bank and start using your account on the Online bank.
  • Receive your C Business card by mail.
  • Enjoy the benefits of your business account in Citadele!
Fill the application

Service plans

Choose one of our service plans and get better value when you use our everyday services at one fixed monthly cost. All plans include:

  • Special offer! If the company has been established within the last 12 months, enjoy 12 months free of charge.*
  • An unlimited number of free electronic transfers to accounts at Citadele Bank (without a plan, each transfer would cost 0.10 EUR).
  • A set number of free electronic EUR transfers to other banks in Europe (without a plan, each transfer would cost 0.38 EUR).
  • The use of a set number of C Business cards for one year commission-free (without a plan, each card would cost 4.50 EUR/month).
  • A set number of free current accounts (without a plan, each account would cost 1 EUR/month).
Choose the one for you

* The offer is valid for as long as it is published on the bank's website. Companies that qualify for the offer while it is published remain entitled to the discount for the applicable 12‑month period.

Microloan offer for newly established companies

No annual report yet? You can now apply for 1000 EUR loan right after opening your company. Use it for everyday expenses and, by managing repayments responsibly, start building a track record as a borrower.

  • No annual report is required. Available to companies in their first 12 months of operation, before they file their first annual report.
  • Fast decision. Get an automated assessment in minutes. Apply, receive a decision, and sign the contract online.
  • 1000 EUR microloan. Loan with schedule up to 5 years, issued to your company’s payment card.
  • No real estate collateral. A guarantee from the company owner is required.
  • Fixed interest rate of 17%. Interest is charged only on the amount used and for the time you use it.
Apply

The offer applies to businesses registered within the last 12 months.

  • Use your C Business card for free for the first year when you select one of our service plans.
  • Receive great discounts at retail locations throughout Baltics.
  • Get worldwide travel insurance.
  • Deposit cash at Citadele ATMs for free up to 10 000 EUR.
Find out more
A gray business payment card with the text 'C Business' and the 'Visa' logo

A barista in a dark shirt and apron cleans a coffee machine, happy about growing their business with the support of Citadele's microloan.
  • Accept money from all your customers with our most suitable card terminal.
  • For newly established companies - any card terminal for the first 12 months without a monthly rental fee.
Apply
Making a payment with a card using a contactless payment terminal.

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