https://www.citadele.ee/en/business/credit

Notification on Cookie Use

On our website, we use our own and third-party cookies. Essential cookies, which help us run and secure the website, do not need your consent. For the use of statistics, analytics and marketing cookie, we need your consent in order to provide more convenient website and online service usage, and offer you relevant content and services depending on your usage habits. You can agree to this us of cookies by clicking Agree, and you can cancel or adapt this at any time using the following link: Cookie Settings. Find out more: Cookie Terms and Conditions.

Business loans

Financing period up to 20 years

photo
icon

Different financing types

Select the most suitable financing method to develop your business

icon

Personalised terms

Apply for the loan you need for your business from 100 000 euros

icon

Individual approach

Your personal client relationship manager will find the best-value solutions for each loan project

Loan for investment

Financial support for a specific long-term project. Our clients’ goals vary greatly, so we evaluate each loan application individually to find the best solution.

  • Financing of up to 85 % of the project’s costs.
  • Repayment term up to 20 years with a personalised repayment schedule.
  • You can start repaying the base loan amount after the project is completed.
  • The loan can be secured with various assets - property, commercial pledge or surety by KredEx or The Estonian Rural Development foundation.
  • You can add EIB support.
Apply
photo

Leasing for businesses

The purchase of up-to-date equipment is a powerful step towards developing your business: trucks, vehicle fleets, manufacturing equipment and agricultural machinery.

  • Financing of up to 90 % of the value of the vehicle or equipment.
  • Potential for a leasing loan with European Union co-financing.
  • You will receive a personal offer.
  • You can add EIB support.
Find out more
photo

Overdraft

A loan for your everyday business needs to manage your cash flow.

  • Only pay interest on the amount you spend.
  • 2-year term with the option of extension.
  • The loan can be secured with various assets - property, commercial pledge or surety by KredEx or The Estonian Rural Development foundation.
  • Credit line agreement terms and conditions
Apply

form-fill The loan can be used and repaid according to your business needs.

photo
photo
photo

EIB support

European Investment Bank (EIB) supported financing for small, medium and large businesses of up to 12.5 million EUR.


Read more

How to receive a business loan

icon

Apply for a consultation

by filling in an application here on our website or by signing up for an consultation
icon

Personal consultation

with your client relations manager
icon

Sign an agreement

for the financing type that is best for your business
icon

Apply for a consultation

by filling in an application here on our website or by signing up for an consultation
icon

Personal consultation

with your client relations manager
icon

Sign an agreement

for the financing type that is best for your business

More opportunities

photo

Payment plans

One payment for all the most important everyday services for your business.
Learn more
photo

X Business card

A card with travel insurance and purchase protection included.
Learn more
photo

Payment acceptance

Various solutions for accepting payments in retail locations and online.
Learn more