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  1. Business
  2. Business loans

Business loans

Financing period up to 20 years

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Different financing types

Select the most suitable financing method to develop your business.

Personalised terms

Apply for the loan you need for your business from 100 000 euros.

Individual approach

Your personal client relationship manager will find the best-value solutions for each loan project.

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Loan for investment

Financial support for a specific long-term project. Our clients’ goals vary greatly, so we evaluate each loan application individually to find the best solution.

  • Financing of up to 85% of the project’s costs.
  • Repayment term up to 20 years with a personalised repayment schedule.
  • You can start repaying the base loan amount after the project is completed.
  • The loan can be secured with various assets - property, commercial pledge or surety by KredEx or The Estonian Rural Development foundation.
  • You can add EIB support.
Apply
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Leasing for businesses

The purchase of up-to-date equipment is a powerful step towards developing your business: trucks, vehicle fleets, manufacturing equipment and agricultural machinery.

  • Financing of up to 90% of the value of the vehicle or equipment.
  • Potential for a leasing loan with European Union co-financing.
  • You will receive a personal offer.
  • You can add EIB support.
Find out more

Overdraft

A loan for your everyday business needs to manage your cash flow.

  • Only pay interest on the amount you spend.
  • 2-year term with the option of extension.
  • The loan can be secured with various assets - property, commercial pledge or surety by KredEx or The Estonian Rural Development foundation.
  • Credit line agreement terms and conditions
Apply The loan can be used and repaid according to your business needs.
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EIB support

European Investment Bank (EIB) supported financing for small, medium and large businesses of up to 12.5 million EUR.


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How to receive a business loan

Step one.

Apply for a consultation

by filling in an application here on our website or by signing up for an consultation
Step two.

Personal consultation

with your client relations manager
Step three.

Sign an agreement

for the financing type that is best for your business
Step one.

Apply for a consultation

by filling in an application here on our website or by signing up for an consultation
Step two.

Personal consultation

with your client relations manager
Step three.

Sign an agreement

for the financing type that is best for your business
Apply
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More opportunities

Service plans

One payment for all the most important everyday services for your business.
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C Business card

A card with travel insurance and purchase protection included.
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Making a payment with a payment card using a contactless payment terminal.

Payment acceptance

Various solutions for accepting payments in retail locations and online.
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