https://www.citadele.ee/en/business/eib

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European Investment Bank supported financing

For small, medium and large companies.

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For different purposes

Apply for EIB supported financing for working capital, investments, the purchase of vehicles, equipment or machinery.

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Great terms

Receive financing with a reduced interest rate compared with financing without EIB support.

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Substantial support

Receive financing for projects with total costs of up to 25 million EUR, where EIB support is up to 12.5 million EUR.

What is the EIB?

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The European Investment Bank (EIB) is the long-term financing lending institution of the European Union (EU) owned by its Member States. EIB objectives are to support European small and medium-sized enterprises, thus expanding Europe's potential by creating jobs and growth, as well as supporting measures to mitigate climate change.


Read more

  • Small, medium or large enterprises with less than 3000 employees (including employees working in related group companies)*.
  • Companies registered and operating in the Baltics (in some cases also in the European Union).
  • Financially stable companies with growth opportunities.
  • Financing available from 10 000 EUR, which companies can use to finance investments, working capital. Financing is available for projects with total costs of up to 25 million EUR, of which EIB support is available for up to 12.5 million EUR.

* Businesses which comply with the conditions for EIB financing: microbusinesses, small and medium businesses (including employees working in related group companies) with fewer than 250 employees (full time), or large businesses with at least 250 but no more than 3000 employees (full time).

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  • The purchase of fixed assets.
  • Working capital.
  • Improving the energy efficiency in buildings.
  • The purchase and installation of renewable energy technology.
  • The purchase of vehicles, equipment and machinery.
  • Other aims.
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  • Financing is not issued for the purposes of financing the Project, funds granted or lent by institutions or bodies of the European Union that exceed, whether directly or indirectly, the limits set out from time to time under the applicable laws and regulations.
  • The business or financing purpose cannot be linked with industries which the European Union does not support.
  • The company has no corruption, fraud and other convictions, nor is it on the sanctions lists.
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Special terms of the agreement

When signing a financing agreement which includes EIB support, the client must comply and confirm several conditions while the contract is in force and until the loan has been repaid.

  • Environmental and social protection principles and standards in accordance with legislation and EIB requirements.
  • Follow the principles of the EIB group aimed at tax fraud, circumvention and evasion; aggressive tax planning; money laundering; and terrorism financing. Read more here.
  • Allows EIB representatives to visit and check all objects, equipment and operations included in the financed project.
  • As part of the guarantee provided by the EIB, Citadele is entitled to provide the EIB with information about the client's economic activity, its obligations arising from the financing agreement and the progress of their fulfilment.
  • Comply with any other conditions applied to financing with EIB support, in accordance with the financing agreement signed.
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You can receive EIB supported financing by applying for one of the company's financing products.

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Financing for business

Choose the most suitable financing method for your business needs and growth.
Learn more
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Leasing

Financing of up to 90 % for the purchase of a vehicle. Great terms even if you are not a Citadele customer. Apply and receive an offer within 1 day.
Learn more

Steps for receiving financing

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Apply for a consultation

by filling in an application here on our website or by signing up for a consultation.
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Personal consultation

with your client relations manager.
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Sign an agreement

for the most suitable EIB supported financing solution for your business.
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Apply for a consultation

by filling in an application here on our website or by signing up for a consultation.
icon

Personal consultation

with your client relations manager.
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Sign an agreement

for the most suitable EIB supported financing solution for your business.