Payment cards

Effective since 02.04.2024

C Business 1
Service Fee
Monthly fee for card 4.50 EUR
New card issue (instead of existing) Free of charge
Commission fee for goods and services purchase Free of charge
Cash withdrawal in Citadele, Luminor and LHV Banks ATMs in Estonia 1% of amount, min. 1.30 EUR
Cash withdrawal in other banks, in ATMs of other banks 2% of amount, min. 3 EUR
Late payment interest (increased credit interest, per annum) 20%
Interest on unauthorized negative account balance 0.06% per day
Currency exchange mark-up fee 2%
Mastercard Business Debit
Service Fee
Monthly fee for card 1.25 EUR
New card issue (instead of existing) Free of charge
Commission fee for goods and services purchase Free of charge
Cash withdrawal in Citadele, Luminor and LHV Banks ATMs in Estonia Free of charge
Cash withdrawal in other banks, in ATMs of other banks 1% of amount, min. 3 EUR
Interest on unauthorized negative account balance 0.06% per day
Currency exchange mark-up fee 2%
Other payment card services
Service Fee
Balance review in ATMs:
in Citadele (Latvia, Estonia), Luminor and LHV Banks ATMs Free of charge
in ATMs of other banks 0.32 EUR per statement
Unblocking of payment card on customer’s order, which was blocked three times entering incorrect PIN code Free of charge
Card account statement according to the fees for Current account
Extra charge for currency exchange 2%
Annual interest on credit balance 0%
Card account closure Free of charge
Daily limit for one payment card for cash withdrawal at ATMs and POS terminals:
using Maestro, Mastercard Business Debit, C Business, Mastercard Standard, Mastercard Gold1 2 200 EUR
Monthly limit for one payment card for cash withdrawal at ATMs and POS terminals:
using Maestro, Maestro, Mastercard Business Debit, C Business, Mastercard Standard, Mastercard Gold1 15 000 EUR
Change of card’s PIN-code in Citadele ATM or mobile application Free of charge
EUR cash deposits through Citadele, Luminor and LHV Banks ATMs to accounts of payment cards issued by Citadele Bank:
Up to 10 000,00 EUR within one calendar month for the client’s account in total Free of charge
Exceeding 10 000,00 EUR within one calendar month for the client’s account in total 0,2%
  • 1 Until 11 April 2022 the card was called X Corporate, until 2 April 2024 the card was called X Business.