Payment cards

Mastercard Business Debit
Service	Fee
Monthly fee for card	1.25 EUR
New card issue (instead of existing)	Free of charge
Commission fee for goods and services purchase	Free of charge
Cash withdrawal in Citadele Bank ATMs in Estonia	Free of charge
Cash deposit in ATM-s of Citadele Estonia	Free of charge
Cash withdrawal in other banks, in ATMs of other banks	1% summast, min 3 EUR
Interest on unauthorized negative account balance	0.06% per day
Payment from account	As from current account
Other cross-border payments	According to the fees for outgoing payment
Currency exchange mark-up fee	2%
Other payment card services
Service	Fee
Balance review in ATMs:
in Citadele Bank (Latvia, Estonia) ATMs	Free of charge
in ATMs of other banks	0.32 EUR per statement
Unblocking of payment card on customer’s order, which was blocked three times entering incorrect PIN code	Free of charge
Card account statement	according to the fees for Current account
Extra charge for currency exchange	2%
Annual interest on credit balance	0%
Card account closure	Free of charge
Daily limit for one payment card for cash withdrawal at ATMs and POS terminals:
using Maestro, Mastercard Business Debit, Mastercard Standard, Mastercard Gold	2 200 EUR
Monthly limit for one payment card for cash withdrawal at ATMs and POS terminals:
using Maestro, Maestro, Mastercard Business Debit, Mastercard Standard, Mastercard Gold	15 000 EUR
Change of card’s PIN-code in Citadele ATM or mobile application	Free of charge