X Business card

Apply for X Business and use for free for the first year*

  • X REWARDS discountsMake use of valuable discounts and offers throughout the Baltics
  • Apple PayUse Apple Pay for convinient every day purchases
  • InsuranceBe worry-free and insured when you travel and shop

* Discount applies once you begin using the payment plan service

Convenient shopping and traveling

  • Purchase protection for 180 days after purchase for up to 20 000 EUR
  • Travel insurance for the card user both in Estonia and abroad. Including Covid-19 illness insurance and insurance for trips around Estonia
  • Included risks: trip cancellation or suspension, CASCO deductible insurance on rental cars, theft of car keys
  • All advantages of your card are available also when paying with Apple Pay


X REWARDS discounts on purchases

  • Receive discounts from our partners throughout the Baltics
  • Special monthly offers on shopping, restaurants, leisure, travel and cultural events