X smart card for children and young people

Can sending and receiving payments to a phone number be activated on a youth X smart card?

Up to 17 years (including).  Payments can be made to a phone number if the X smart card user has the special regime activated in online banking. However, the young person will not be able to receive money to their phone number, as phone numbers can only be registered from the age of 18. 

From 18 young people can make payments to phone numbers, as well as receive payments to their phone number after registering it in the Citadele app. 

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