Garmin Pay

No cash? No problem.

Frequently asked questions

  • Available for all X cardsAdd your X card to enjoy Garmin Pay
  • Freedom of paymentsLeave cash, cards and your smartphone at home
  • Easy and secureUse Garmin Pay without worrying for your data

Pay in motion

Why carry a wallet when you have your wristband? With Garmin Pay contactless solution, you can make purchases using only your smartwatch. It is available almost anywhere you can tap your card.

How to add card to Garmin Pay

Download Garmin Connect Mobile app on your smartphone or tablet, make sure your Garmin smartwatch is charged and follow these steps:

  • Open the Garmin Connect Mobile app on your device, tap 'Garmin Devices', and select your Garmin smartwatch
  • Select Garmin Pay and tap 'Create Your Wallet'
  • Create a four-digit passcode to keep the wallet on your smartwatch secure
  • Enter your Card details
  • Read and accept the Terms and Conditions
  • Enter the Authentication Code sent by SMS to your registered mobile number on our system. Done!

How to pay with Garmin Pay

  • Access the smartwatch's Control Menu. Tap the Wallet icon and enter your 4 digit passcode. Select the Card you want to use by swiping up or down or using the Up and Down buttons. Hold your wrist near the contactless terminal. A green tick will appear when the transaction is successful.
  • You will be prompted to enter your passcode every 24 hours or after every time you put the smartwatch back on after taking it off. If you enter your passcode incorrectly 3 times, your wallet locks, and you must reset your passcode in the Garmin Connect Mobile app.