GARMIN PAY

No cash? No problem, you have a Garmin smart watch!

Frequently asked questions

Available for all C cards

Use Garmin Pay with any C card.

Freedom of payments

Pay on the go and leave everything else at home.

Convenient and secure

Use Garmin Pay and don’t worry about your data.

Pay on the go

Use Garmin Pay’s contactless feature for making purchases with just your watch.

How to add your card?

Download Garmin Connect Mobile app on your smartphone or tablet, make sure your Garmin smartwatch is charged and follow these steps:

Open the Garmin Connect Mobile app on your device, tap Garmin Devices, and select your Garmin smartwatch.

Select Garmin Pay and tap Create Your Wallet.

Create your four-digit code, enter your card information and confirm the terms of use.

Enter the Authentication Code sent by SMS to your registered mobile number.

Open the Garmin Connect Mobile app on your device, tap Garmin Devices, and select your Garmin smartwatch.

Select Garmin Pay and tap Create Your Wallet.

Create your four-digit code, enter your card information and confirm the terms of use.

Enter the Authentication Code sent by SMS to your registered mobile number.

How to pay?

Access the smartwatch's Control Menu. Tap the Wallet icon and enter your four-digit passcode.
Select the Card you want to use by swiping up or down or using the Up and Down buttons.
Hold your wrist near the contactless terminal. A green tick will appear when the transaction is successful.
Remember! You will be prompted to enter your passcode every 24 hours or after every time you put the smartwatch back on after taking it off.
Be aware! If you enter your passcode incorrectly three times, your wallet locks, and you must reset your passcode in the Garmin Connect Mobile app.

Don’t have an C card yet?

Select the one most suitable card for you and start enjoying the wide range of benefits.

Free transfers within Estonia and Europe.
Free cash withdrawals from ATMs worldwide.
Extensive insurance coverage for travels and purchases.
Option of adding a credit limit up to 15 000 EUR.
C REWARDS discounts and prizes.

More about the cards