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Private Business customers About bank C REWARDS
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  1. Private customers
  2. C cards
  3. Payment ring

Payment ring

Payment ring is available to C card users.

Two rings: one white with a black interior and one black with a shiny surface. The VISA logo is visible inside the white ring.
Order ring

Super-fast payments

Beep and go!

Secure payments

Confirm larger sums using your PIN code.

Nothing else needed

Leave your wallet and your phone at home.

Pay in style with a payment ring

  • Apply for the stylish payment ring with code Citadelering and get with no application fee (standard: 1500 C REWARDS points).
  • Choose the right colour and size for your style. Number of rings and sizes is limited!
  • Monthly fee for using the ring: 3 EUR.
  • Offer valid 01.05.–30.06.2025.
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Ring for your freedom of payments

  • The payment ring is linked to your card account. Amounts of up to 50 EUR will not require a PIN code.
  • The ring is made of hard wearing ceramic material which protects it from scratches and water damage, meaning you can play sports, wash your hands and swim without worrying. Choose which one you like best: black, white or black&white.
  • Manage your ring easily using the Citadele mobile app: change its PIN code, keep up with expenditures, as well as block or unblock the ring if needed.
  • To apply for the ring, you must be C card holder and a member of the C REWARDS program. Application and more information in C REWARDS program page xrewards.ee.
  • Fee for ring use: 3 EUR per month.
Order ring

  • Create a PIN code for your ring in the Citadele mobile app. You will need this to confirm payments over 50 EUR.
  • You can also use the app to change your PIN if you have forgotten your existing one.
  • Oversee your expenditures and payment history.
  • Manage your ring settings—block and unblock your ring.
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  • The payment ring is made of hard wearing ceramic material which protects it from scratches and damage.
  • The ring coating is waterproof: play sports, wash your hands and swim without worrying.
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The ring can be obtained in two ways:

  • By ordering on the C REWARDS website. After receiving confirmation, the ring will be available at the branch specified in the application.
  • Directly at the Citadele branch at Narva mnt. 63/1, Tallinn. The selection available at the branch may differ from what is shown on the website.
hand holding coffee cup and has ring on finger

How to pay with a ring?

  • To pay, bring your hand, closed in a fist, near the payment terminal.
  • The payment ring works just the same as your payment card: with contactless functionality.
  • To confirm payments above 50 EUR, you will have to enter your ring’s PIN code.

More opportunities

Three Citadele payment cards: C prime (gray with a rainbow shimmer), C supreme (gold), and C smart (silver), layered on top of each other.

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Most convenient cards for everyday needs, as well as for shopping and travels.
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Consumer loan

Up to 25 000 EUR to fulfill your dreams.
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Mobile app

Use the bank’s services at a time and place convenient to you. Confirm payments using your face or fingerprint.
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