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Private Business customers About bank C REWARDS
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  1. Private customers
  2. C cards
  3. Payment ring

Payment ring

Payment ring is available to C card users.

Two rings: one white with a black interior and one black with a shiny surface. The VISA logo is visible inside the white ring.
Order ring

Super-fast payments

Beep and go!

Secure payments

Confirm larger sums using your PIN code.

Nothing else needed

Leave your wallet and your phone at home.

VISA payment ring spinning and changing color from white to black.
Special offer!

Pay stylishly with a ring

Become a Citadele customer between 01.07 and 31.07.2025, choose your C card, and receive a payment ring with 3 months' free usage!*

  • Apply for your C card, activate it in the app, and register for the C REWARDS loyalty programme.
  • Apply for your payment ring with the code CJULY here, receive it with no processing fee, and use it for free for the first 3 months.**
  • Choose the payment ring that best matches your style, select your size and colour, and pick it up at the bank branch. The number of rings and sizes is limited!***

* Offer does not apply to customers with a temporary residence permit, work visa, or overseas students, as well as those who have been a Citadele customer within the previous 6 months.
** Standard ring processing fee: 1500 C REWARDS points, usage fee: 3 EUR per month.
*** Ring available to C card holders aged 18 and over.

  • Create a PIN code for your ring in the Citadele mobile app. You will need this to confirm payments over 50 EUR.
  • You can also use the app to change your PIN if you have forgotten your existing one.
  • Oversee your expenditures and payment history.
  • Manage your ring settings—block and unblock your ring.
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  • The payment ring is made of hard wearing ceramic material which protects it from scratches and damage.
  • The ring coating is waterproof: play sports, wash your hands and swim without worrying.
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The ring can be obtained in two ways:

  • By ordering on the C REWARDS website. After receiving confirmation, the ring will be available at the branch specified in the application.
  • Directly at the Citadele branch at Narva mnt. 63/1, Tallinn. The selection available at the branch may differ from what is shown on the website.
hand holding coffee cup and has ring on finger

How to pay with a ring?

  • To pay, bring your hand, closed in a fist, near the payment terminal.
  • The payment ring works just the same as your payment card: with contactless functionality.
  • To confirm payments above 50 EUR, you will have to enter your ring’s PIN code.

More opportunities

Three Citadele payment cards: C prime (gray with a rainbow shimmer), C supreme (gold), and C smart (silver), layered on top of each other.

C cards

Most convenient cards for everyday needs, as well as for shopping and travels.
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Consumer loan

Up to 25 000 EUR to fulfill your dreams.
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Mobile app

Use the bank’s services at a time and place convenient to you. Confirm payments using your face or fingerprint.
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