X SMART MORE THAN A DEBIT CARD

Free transfers within Europe and cash withdrawals worldwide

Apply for a card

X smart

  • Earn interest on your account balance
  • Free transfers within Europe
  • Free withdrawals from ATMs
  • Contactless card, phone, bracelet or sticker payment
  • Receive your card without visiting the bank

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X credit cards

  • Individually set credit interest rate from 9.9% per year
  • Up to 45 days interest free
  • Travel insurance and purchase protection
  • Open and use your credit card even without adding a credit limit
  • Contactless card, phone, bracelet or sticker payments 

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X REWARDS prizes and discounts

  • Get discounts throughout the Baltics. Monthly offers for shopping, restaurants, leisure and cultural events
  • Receive X REWARDS points for every online and in-store purchase worldwide
  • Exchange the points you collect for valuable prizes

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You are welcome at our branch

Narva mnt. 63/1, Tallinn

+372 77 00 000