https://www.citadele.ee/en/private/savings

Notification on Cookie Use

On our website, we use our own and third-party cookies. Essential cookies, which help us run and secure the website, do not need your consent. For the use of statistics, analytics and marketing cookie, we need your consent in order to provide more convenient website and online service usage, and offer you relevant content and services depending on your usage habits. You can agree to this us of cookies by clicking Agree, and you can cancel or adapt this at any time using the following link: Cookie Settings. Find out more: Cookie Terms and Conditions.

Savings for your future

If all your money circulates in your everyday account, saving is difficult, because everyday spending knows no limits. If you use one of our savings products, you have more opportunities for achieving your goals.


photo
icon

Separate savings

Save in an account which is separate from your everyday spending at no additional cost

icon

Free choice of payments

Set your own minimum amount and how often you pay in

icon

Guaranteed repayment

Deposits are protected as part of the state deposit protection system

Currency:
100 EUR
50 000 EUR
1 months
60 months
  • Your savings: (after tax)
    2010.15 EUR
  • Deposit interest sum:
    icon component.loancalculator.saving_plus.tooltip_text.1.ee
    10.03 EUR
  • Deposit interest rate:
    icon component.loancalculator.saving_plus.tooltip_text.2.ee
    0.40%
  • Tax deduction (20%):
    icon component.loancalculator.saving_plus.tooltip_text.3.ee
    2.01 EUR
    Grand total: 2008.14 EUR
    64.52 EUR
    Contribution amount
    Calculations are for your information only. The exact amount depends on the terms of your deposit agreement.
    Currency:
    150 EUR
    150 000 EUR
    6 months
    60 months
    Payment of accrued interest:
    Grand total: (after tax) 512.35 EUR
    Deposit interest sum: 12.35 EUR
    Deposit interest rate: 2.47%
    Tax deduction (20%): 2.47 EUR
    509.88 EUR
    Grand total
    Calculations are for your information only. The exact amount depends on the terms of your deposit agreement.
    Better % rate

    Savings Account+

    Some people believe that savings accounts are boring. Maybe that's true. But is there any short-term savings method offering a passionately exciting method of saving for the future?
    • Our savings account gives you the chance to earn a small amount of interest. Deposits in our Savings Account+ earn an annual percentage rate of 0.40 % from 1.12.2022! Have a look at our deposit interest rates and Price list.
    • A good option is regular deposits, because then your Savings Account+ savings will be long-term and disciplined. When you set up a regular payment, we automatically transfer your money to your savings account on a specific day each month.
    • The money in your savings account is not freely accessible, but if you wish to withdraw without paying a commission fee, you will have to wait. This will help you discipline yourself and avoid spontaneous decisions to spend the money you have saved on something different than you originally planned.
    • The government guarantees repayment of your deposit at Citadele up to €100,000.
    Apply
    photo

    Term deposit

    A term deposit is a method of saving which is as exact as a clock: a set rate, set term, chosen currency, and clarity on how much you will receive at the end of the term. No surprises. Just as it should be.

    • You can open a term deposit account for free and without maintenance fees.
    • You can deposit your funds for between 6 months and 5 years at a fixed interest rate earned at the end of the term or monthly.
    • You can choose your deposit currency: Euro or US Dollars.
    • The government guarantees repayment of your deposit at Citadele up to €100,000.
    Apply
    photo

    More opportunities

    photo

    Leasing

    Quick and easy application. Down payment starting from 10 %.
    Learn more
    photo

    X cards

    Most convenient cards for everyday needs, as well as for shopping and travels.
    Learn more
    photo

    Home purchase loan

    We finance up to 95 % of your home’s value with KredEx guarantee.
    Learn more