Consumer loan

Financing up to 7000 EUR


  • Financing of up to 7,000 EURReceive a loan without collateral or security
  • Apply onlineFill in an application even if you are the client of another bank
  • Individually calculated offerReceive within 20 minutes

There are dreams that need to become reality

Home renovations, a long-awaited family trip, a car you’ve had your eye on, education for personal growth, a bigger purchase close to your heart - dream carefully, because dreams can come true! Especially if you have more opportunities with a consumer loan. Finding out is simpler than simple, even if you’re not a Citadele client.

What’s the monthly payment?

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500 EUR

7 000 EUR


11 %

24.9 %


The calculations made using the calculator are of an informative nature and each client's situation is assessed individually. The initial annual percentage rate is 13,24% on the following sample: amount of credit EUR 2000, interest rate 11.0% per year (fixed rate), contract fee EUR 50, period 48 months, monthly payments EUR 51.84, total amount of repayment EUR 2488.32.

Consumer loan

From renovations to a dream vacation.

  • Get a loan of between 500 and 7,000 Euro.
  • You will have a personally calculated interest rate - from 11% per year.
  • Choose how quickly to pay back the loan - from 12 months to 5 years.


X supreme or X prime card

Secured and insured when you travel.

  • Get a credit limit up to 7,000 Euro for your own chosen goal.
  • Pay back what you’ve spent in the way that’s most convenient to you - all at once or gradually. Up to 45 days interest-free.
  • Worldwide travel insurance and purchase protection.
  • Earn prizes for each purchase and get discounts through the prize and discount programme unique to X cards - X REWARDS.


Your opportunities

  • Fill in the credit application for a personal limit offer.
  • If you submitted an application via our web page, we will ask you to visti our office at Narva mnt 63/1 in Tallinn in order to open a bank account for you and sign the loan contract. If you already have an account with us, the loan contract may be signed digitally.
  • To borrow, you must be at least 18 years of age, and your monthly income must be at least 540 EUR after taxes.

Find out now

Find out your limit offer

  • Fill in the credit application for a personal limit offer.
  • Borrow up to 7,000 Euro. The better your credit rating, the better the terms of the loan.
  • Receive your money in your account in few minutes after signing contract in branch

Find out now