Accounts

Effective since 01.04.2024

Service	Fee
Accounts
Opening of current account	Free of charge
Closing of сurrent account	Free of charge
Administration of the positive balance in case of a closed last account ¹	10 EUR
Minimum bank service fee³	1.99 EUR per month
Minimum bank service fee for customers who are treated as International customers ^2,3	10 EUR per month
Maintenance of inactive International customer’s account or account without active card attached:²
if there have not been customer’s initiated transactions performed on the current account for more than 12 months and customer has no other contracts concluded with Citadele Bank²	75 EUR per month
if there have not been customer’s initiated transactions performed on current account for more than 2 years and customer has no other contracts concluded with Citadele Bank²	150 EUR per month
Fee for verification of private person documents upon account opening for International private customers^2,5	350 EUR
Monthly administration commission of funds of the client with whom cooperation has been terminated¹	50 EUR per month

¹ The fee shall be applied until the account balance is zero.
² Private individuals are classified as International private customers, if they don't meet the private individual - Resident definition. A Resident is a natural person legally residing in the Republic of Estonia or in any other Member State of the European Union or of the European Economic Area, i.e. a person who, by virtue of the legislation of the Republic of Estonia or of such other Member State has the right to reside in the Republic of Estonia or in other Member State or meet other criteria under applicable law.
³ One fee is applied for all accounts held by the customer. The fee is not applied in case the customer has any of Citadele cards, term deposits, other saving or investment products or any type of lending products.
⁴ One fee is applied for all accounts held by the customer. The fee is not applied in case the customer has any type of Citadele lending products.
⁵ The fee shall be payable before the verification carried out by the bank and before the bank's decision on starting business relationship with the customer.