Annual Percentage Rate on Deposits

for Private Customers and Legal Persons

Term Deposit

With % disbursement in the end of term, applying in Online Banking (EUR, USD) or Branch (USD)

Min. deposit sum	6 m.	9. m.	1 y.	1.5 y.	2 y.	3 y.	5 y.
150 EUR	0.40 %	0.50 %	0.70 %	0.75 %	0.80 %	0.85 %	0.90 %
200 USD	0.50 %	0.75 %	1.00 %	1.10 %	1.20 %	1.30 %	1.40 %

Rates valid from 22.11.2022.

With % disbursement every month, applying in Online Banking (EUR, USD) or Branch (USD)

Min. deposit sum	6 m.	9. m.	1 y.	1.5 y.	2 y.	3 y.	5 y.
150 EUR	0.40 %	0.50 %	0.70 %	0.75 %	0.80 %	0.85 %	0.90 %
200 USD	0.50 %	0.75 %	1.00 %	1.09 %	1.19 %	1.28 %	1.35 %

Rates valid from 27.01.2023.

Savings Account+

For deposits in a Savings account + annual interest rate of 0.40 %**.

Service	Fee
Annual interest rates:	For Private Customers: EUR 0.40%, USD 0.05%
Annual interest rates:	For Legal Persons: EUR 0.00%, USD 0.05%
Opening, closure of Savings Account+	Free of charge*
Funds transfer from customer’s Savings Account with prior 35 calendar days notice to Citadele Bank	As for payment from current account
Funds transfer from customer’s Savings Account without prior 35 calendar days notice to Citadele Bank	1% + as for payment from current account

Rates valid from 01.12.2022.

Rates apply up to 5 000 000 EUR or the equivalent of this amount in another currency. Rates for deposits over the aforementioned sum are set individually. 5 000 000 EUR or the equivalent applies to the client or client group’s total balance in term deposits and savings accounts.

Interest rates may change.

^* Withdrawing term deposit prematurely, the calculated interest shall not be paid and already paid interest shall be withheld from disbursable principal amount of the term deposit.
^** Rates valid from 01.12.2022 and only for private person deposits in EUR currency.