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Electric car at a great rate from 1.49%

  • Financial or operating lease (car rental).
  • Interest rate from 1.49%.
  • Leasing term up to 72 months.

Leasing calculator

The interest rate consists of fixed interest rate determined by Citadele Leasing and 3- or 6-month variable EURIBOR interest rate. For each transaction, the interest rate is calculated individually, taking into account the cooperation relationships between the client and the Citadele, leasing asset criteria, down payment, etc.

The interest rate consists of fixed interest rate determined by Citadele Leasing and 3- or 6-month variable EURIBOR interest rate. For each transaction, the interest rate is calculated individually, taking into account the cooperation relationships between the client and the Citadele, leasing asset criteria, down payment, etc.

Car leasing

  • Financing of up to 90% of the car value
  • Financing from 10 000 EUR
  • Leasing period up to 7 years
  •  The age of the car at the end of the lease term is up to 15 years


Car leasing

Commercial transport leasing

  • Operating or financial lease
  • Financing of up to 90% of the value of the object
  • Repay within 6 years
  • For vehicles no older than 10 years by the end of the lease period


Commercial transport leasing

Leasing or leasing loans for agriculture

  • Financing of up to 90% of the value of the object
  • Contract term of up to 10 years
  • EU funding can be obtained for the purchase of agricultural machinery. Object is included on the business’ balance sheet as a fixed asset


Leasing or leasing loans for agriculture

Industrial technology and equipment leasing

  • For new and used objects
  • Financing of up to 90% of the object price
  • Lease term of up to seven years
  • You can use leasing if the age of the agricultural equipment by the repayment date is under 18 years. Road building, construction and industrial equipment, as well as other unregistered technology must be under 15 years


Industrial technology and equipment leasing

For sale

All vehicles

Didn’t find the answer to your question?

Visit our interactive assistant and find the information you need

Interactive assistant
What is the difference between operational leasing and financial leasing?

Financial leasing will be most suitable if you want to own your car. Monthly payments, compared with an operating lease, will be higher, however, the car will be yours after the final payment. 

Operating leasing is suitable if you want to use a car for a certain amount of time and aren’t sure whether you wish to keep it. Monthly payments, compared with financial leasing, will be smaller. At the end of the lease period, you will be able to choose whether to return the car or purchase it for the remaining value.

How long does it take to find out if I can get leasing?

Citadele leasing provides an answer on financing opportunities within 2 business days after receiving all documents necessary for the evaluation of the transaction.

If you are a natural person, we recommend that you find out your personal leasing limit by logging in and filling in the application here.

Where should I submit copy of CASCO insurance policy?

Please send copy of  CASCO insurance policy to kindlustus@citadeleleasing.ee.

Does a car in leasing need insurance?

The object of leasing must be insured with CASCO and traffic insurance for the entire period of the lease. 

At your request, our partner, Smart Kindlustusmaakler AS, will make you a CASCO and traffic insurance offer.

What costs do I have to take into account when concluding a leasing agreement?

Initial costs that you have to take into account when concluding a leasing transaction: down payment, agreement fee, car appraisal (if a used car is purchased), car registration with the Traffic Register Bureau of the Transport Administration, CASCO and traffic insurance. In the following period - monthly leasing payments, insurance, fuel and car maintenance costs.

What is financed by Citadele Leasing?

Citadele Leasing finances purchase of cars, motor vehicles, commercial vehicles, various types of machinery and equipment. The leasing object can be new or second hand.

Can I transfer lease agreement to another person?

If you have found an interested party who wants to transfer your lease agreement to their name and become the new user of the leased object, it essentially involves applying for a new lease.  Therefore, we kindly ask the interested party to submit a lease application with the additional documents required.

If the credit decision is positive and interested party wishes to enter into a lease agreement with us, you will need to submit an application to terminate your lease agreement prematurely.

Does an object in leasing need CASCO insurance?

The object of leasing must be insured with CASCO insurance for the entire period of the lease, the beneficiary must be SIA Citadele Leasing Estonian branch. The client must always provide a copy of the valid CASCO insurance to leasing.

What should I do if I want to change my lease agreement?

  • Please send digitally signed application for agreement changes to liising@citadele.ee. Our specialist will then contact you.
  • You can find application here.
  • A service fee will be charged in accordance with the price list.

I applied for a leasing, but nobody has contacted me. What should I do?

Please check the status of your submitted application in the Leasing Portal. If you see that the request has been successfully forwarded, but you still haven't received a response within 3 working days, contact us by phone +372 77 00 000 or email taotlus@citadele.ee.

If you applied for a lease as a business customer through our website and haven’t received a response within 3 working days, then please contact us.

More questions
What is the difference between operational leasing and financial leasing?

Financial leasing will be most suitable if you want to own your car. Monthly payments, compared with an operating lease, will be higher, however, the car will be yours after the final payment. 

Operating leasing is suitable if you want to use a car for a certain amount of time and aren’t sure whether you wish to keep it. Monthly payments, compared with financial leasing, will be smaller. At the end of the lease period, you will be able to choose whether to return the car or purchase it for the remaining value.

How long does it take to find out if I can get leasing?

Citadele leasing provides an answer on financing opportunities within 2 business days after receiving all documents necessary for the evaluation of the transaction.

If you are a natural person, we recommend that you find out your personal leasing limit by logging in and filling in the application here.

Where should I submit copy of CASCO insurance policy?

Please send copy of  CASCO insurance policy to kindlustus@citadeleleasing.ee.

Does a car in leasing need insurance?

The object of leasing must be insured with CASCO and traffic insurance for the entire period of the lease. 

At your request, our partner, Smart Kindlustusmaakler AS, will make you a CASCO and traffic insurance offer.

What costs do I have to take into account when concluding a leasing agreement?

Initial costs that you have to take into account when concluding a leasing transaction: down payment, agreement fee, car appraisal (if a used car is purchased), car registration with the Traffic Register Bureau of the Transport Administration, CASCO and traffic insurance. In the following period - monthly leasing payments, insurance, fuel and car maintenance costs.

What is financed by Citadele Leasing?

Citadele Leasing finances purchase of cars, motor vehicles, commercial vehicles, various types of machinery and equipment. The leasing object can be new or second hand.

Can I transfer lease agreement to another person?

If you have found an interested party who wants to transfer your lease agreement to their name and become the new user of the leased object, it essentially involves applying for a new lease.  Therefore, we kindly ask the interested party to submit a lease application with the additional documents required.

If the credit decision is positive and interested party wishes to enter into a lease agreement with us, you will need to submit an application to terminate your lease agreement prematurely.

Does an object in leasing need CASCO insurance?

The object of leasing must be insured with CASCO insurance for the entire period of the lease, the beneficiary must be SIA Citadele Leasing Estonian branch. The client must always provide a copy of the valid CASCO insurance to leasing.

What should I do if I want to change my lease agreement?

  • Please send digitally signed application for agreement changes to liising@citadele.ee. Our specialist will then contact you.
  • You can find application here.
  • A service fee will be charged in accordance with the price list.

I applied for a leasing, but nobody has contacted me. What should I do?

Please check the status of your submitted application in the Leasing Portal. If you see that the request has been successfully forwarded, but you still haven't received a response within 3 working days, contact us by phone +372 77 00 000 or email taotlus@citadele.ee.

If you applied for a lease as a business customer through our website and haven’t received a response within 3 working days, then please contact us.

Even more options

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Payment plans

One payment for all the most important everyday services for your business.
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Payment acceptance

Various solutions for accepting payments in retail locations and online.
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C Business card

A card with travel insurance and purchase protection included.
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