Insurance service provided by Seesam kindlustus.

The initial annual percentage rate of Consumer loan and Home renovation loan is 7.02% on the following sample: amount of credit 5000 EUR, interest rate 6.8% per year (fixed rate), contract fee 0 EUR, period 60 months, monthly payments 98.54 EUR, total amount of repayment 5912.02 EUR.

The initial annual percentage rate of Home loan is 3.97%: loan amount 120 000 EUR, floating interest rate 3.903% per year (margin 1.8% + six-month Euribor 2.103% on 15.10.2025), contract fee 0 EUR, period 360 months, number of repayments 360, monthly payments 566.21 EUR, total amount 203 834.08 EUR, repayment in monthly annuity payments. The loan is to be secured by mortgage and insured. Mortgage and insurance costs have not been taken into account in calculation. Home insurance service provided by BTA kindlustus.

The annual percentage rate of Leasing is 6.27% on the following example conditions: purchase amount 25 900.00 EUR (with VAT); down payment 10%; residual value 30%; the sum of the credit 23 310.00 EUR (with VAT); contract period 60 month; number of repayments 61; contract fee 0 EUR; floating interest rate 3.99% per annum + 3 months' Euribor (15.10.2025 3-month Euribor rate was 2.016%); the total sum of the credit 22 056.03 EUR. A motor third party liability insurance contract and CASCO insurance contract need to be concluded.