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Payment ring

Special November offer for C card users! Order a payment ring by November 30 and use it for free for 3 months!

A woman in red clothing raising her hand and displaying a payment ring on her finger.
Special offer!

Super-fast payments

Beep and go!

Secure payments

Confirm larger sums using your PIN code.

Nothing else needed

Leave your wallet and your phone at home.

White Citadele payment ring. VISA logo visible on the inside of the ring.
Special offer!

Pay stylishly with a ring

Order a payment ring from 01–30.11.2025 and use it for free for 3 months! 

  • Register for the C REWARDS loyalty programme here.
  • Order a payment ring with the code Blackfriday and pay zero processing or monthly fees.*
  • Choose the one that best suits your style, select your preferred colour and size, and pick it up at the Citadele branch. The number of rings and sizes is limited!
  • Rings are available for C card users aged 18 and older.

* Payment ring standard processing fee: 1500 C REWARDS points. After 3 months, a ring usage fee of 3 EUR per month will apply.

  • Create a PIN code for your ring in the Citadele mobile app. You will need this to confirm payments over 50 EUR.
  • You can also use the app to change your PIN if you have forgotten your existing one.
  • Oversee your expenditures and payment history.
  • Manage your ring settings—block and unblock your ring.
  • The payment ring is made of hard wearing ceramic material which protects it from scratches and damage.
  • The ring coating is waterproof: play sports, wash your hands and swim without worrying.

The ring can be obtained in two ways:

  • By ordering on the C REWARDS website. After receiving confirmation, the ring will be available at the branch specified in the application.
  • Directly at the Citadele branch at Narva mnt. 63/1, Tallinn. The selection available at the branch may differ from what is shown on the website.

How to pay with a ring?

  • To pay, bring your hand, closed in a fist, near the payment terminal.
  • The payment ring works just the same as your payment card: with contactless functionality.
  • To confirm payments above 50 EUR, you will have to enter your ring’s PIN code.

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Mobile phone screen displaying the Citadele mobile app login view.

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Use the bank’s services at a time and place convenient to you. Confirm payments using your face or fingerprint.
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