Skip to page content
Private Business customers About bank C REWARDS
English
menu ×

A MINUTE IN THE BANK IS A MINUTE TOO MANY

Digital banking is simple, quick and convenient.

The girl is comfortably lying in bed and looking at her phone.
C prime cards pile.
Special offer!

C prime card free for 6 months!

Become a Citadele customer and order C prime card between 01.08–30.09.2025 to use it FREE FOR 6 MONTHS!* You can become a customer in 7 minutes via the mobile app.
Enjoy the benefits of our best payment card!

  • Comprehensive travel insurance for the whole family and purchase insurance.
  • Free cash withdrawals worldwide and free euro payments.
  • C REWARDS program discounts and prizes.
Apply for C prime

* Offer does not apply to customers with a temporary residence permit, work visa, or overseas students, as well as those who have been a Citadele customer within the previous 6 months.

Citadele C smart NEON card with the word SMART and VISA logo on a vibrant background in pink, green, and blue tones.

Bonuses for young people!

A free payment card for those aged 7–21, and that’s not all! Special offer for young people in August and September!*

  • When you become a Citadele customer before 30.09.2025., you can receive 3000 C REWARDS points, which you can exchange for your choice of gift from our catalogue: cinema tickets, two Hooligan bubble teas and other great things! To receive 3000 points, register for the C REWARDS loyalty programme here (it’s free)!
  • Until 30.09.2025., receive 4x more C REWARDS points for every euro spent on your C smart NEON card. Offer applies to new and existing customers.
  • Smart Piggybank in the app! When you open a Smart Piggybank and set up rounding, you can earn 3% per year on your savings! Piggybank available from age 7. Find out more about the Piggybank here.**
  • Our most stylish payment tool: a payment ring with no processing fee! Available for 0 C REWARDS points using the code CITADELERING! (usually: 1500 C REWARDS points).***

* Offer does not apply to customers with temporary residence permits and work visas, students from overseas, or customers who have been a Citadele client within the past 6 months.
** Rates apply from 14.05.2025. Annual percentage rate may vary. Interest calculated on average monthly balance, assuming that the year has 360 days and a month has 30 days, and interest is paid at the end of the month. Private individuals can only open one Piggybank account. The maximum amount on which interest is calculated is 10 000 EUR. Deposits up to 100 000 EUR are protected under the Deposit Guarantee Law of the Republic of Latvia. View the Terms and Conditions at citadele.ee.
*** Offer valid for customers aged 18 and over.

Apply for a loan
photo

When you’re planning on buying a new home, we offer a choice of loans to best suit your needs: a home loan to purchase, build or renovate your chosen home, or a Green home loan for the purchase or construction of a home which complies with the highest energy-efficiency standards.

  • Loan processing fee 0 EUR when you buy a home from a new real estate project developer. Offer applies until 31.12.2025.
  • Fill in an application online, receive an offer within one business day, submit your documents and sign an agreement online.
Apply for a loan
photo

More convenient everyday with C cards - enjoy the benefits of the card!

  • Free transfers in EUR across Europe and cash withdrawals free of charge worldwide (within card’s limit).
  • Card without monthly fee - try C prime for 3 months and C supreme for 2 months for free.
  • Travel and shopping insurance - basic for C supreme card, while C prime card holders enjoy extensive insurance for purchases and travel for the entire family.
  • Apply for C card in mobile app at a convenient time and place for you.
View cards
Two Citadele payment cards: C prime (gray with a rainbow shimmer) and C supreme (gold) with VISA logo.

Get even more from your card - C card rewards you for shopping!

  • When you sign up for the C REWARDS program (it’s free), you collect points for each purchase to get the prize of your choice.
  • Exchange points for free coffee, cinema ticket or restaurant meal, Wolt vouchers or other prizes from our shopping, gourmet and leisure offering.
  • Receive monthly special offers and benefit from discounts with our partners in shops, cafes and entertainment venues.
I want free prizes
photo

Become a customer remotely

Become a customer through the Citadele mobile app wherever and whenever is convenient.

  • Takes just 7 minutes.
  • Receive your card by post in five business days.
  • You can use the bank’s digital services straight away.
Download app Scan and download the app

1 The initial annual percentage rate is 8,09% on the following sample: amount of credit 2000 EUR, interest rate 7.8% per year (fixed rate), contract fee 0 EUR, period 48 months, monthly payments 48.64 EUR, total amount of repayment 2334,63 EUR.

chat logo