X credit cards

Apply for an X credit card and use for free for the first 6 months*

  • Interest-free periodof up to 45 days
  • Insurancefor your travels and purchases
  • 5% per monthminimum credit limit repayment amount

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  • Credit limit from 200 EUR to 5000 EUR with an interest-free period of up to 45 days
  • Minimum monthly payment—5% per month!
  • You can apply for card without a credit limit
  • Travel insurance and purchase protection

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X Platinum

  • Travel insurance and purchase protection
  • Credit limit from 500 EUR to 7000 EUR with an interest-free period of up to 45 days
  • The minimum credit limit repayment amount is 5% per month!
  • You can apply for card without a credit limit

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X REWARDS prizes and discounts

  • Receive discounts from our partners throughout the Baltics.
  • Receive X REWARDS points on every online and in-store purchase worldwide (1 Euro = 1 point)
  • Exchange the points you collect for valuable prizes

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Even more opportunities

  • Consumer loan

    Get a loan of between 500 and 7,000 Euro, with personally calculated interest rate - from 9% per year.

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  • Mobile app

    Daily banking in your pocket - change your card’s PIN code, simple and convenient payments and quick balance

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  • Contactless payment

    From mundane to modern Your new lifestyle - pay by bracelet or sticker

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