X credit cards

It is not possible to apply to this cards. Get to know our new X cards and choose the best one for you!

View the new X cards

KEEP USING YOUR EXISTING X CARD OR CHOOSE A NEW ONE

From 15.01.2021 it is not possible to apply to X hero and X Platinum cards. If you use one of these cards, don’t worry! You will still receive all their benefits until the card expires. Meanwhile, if you want a new X card, visit the online bank and submit a free-form order to replace your card.

X hero

  • Apply for a credit limit of up to €5,000 with up to 45 days interest-free and an interest rate from 16 % per year. Find out more
  • Be insured while shopping as well as on trips both in Latvia and abroad. The terms and conditions of insurance for your car are the same as for X supreme card - find out more here
  • Receive discounts from our business partners throughout the Baltics. When you register for the X REWARDS programme, collect points for each online and in-store purchase worldwide (€1 = 1 point). More on X REWARDS
  • Use contactless payments with your card, Apple Pay, Google Pay, Garmin Pay or Fitbit Pay as well as a wristband or payment ring
  • Pay actively with your X hero and earn a discount on your monthly card fee. Find out more

Price list

X Platinum

  • Apply for a credit limit of up to €7,000 with up to 45 days interest-free and an interest rate from 18 % per year. Find out more
  • Feel safe when shopping or travelling in Latvia and abroad. Both you and your family will receive insurance.& The terms and conditions of insurance for your car are the same as for X prime card - find out more here
  • Receive discounts from our business partners throughout the Baltics. When you register for the X REWARDS programme, collect points for each online and in-store purchase worldwide (€1 = 1 point). More on X REWARDS
  • Pay actively with your X Platinum and earn a discount on your monthly card fee. Find out more

Price list