X credit cards

Apply for an X credit card and use for free for the first 6 months*

  • Interest-free periodof up to 45 days
  • Insurancefor your travels and purchases
  • 5% per monthminimum credit limit repayment amount

*100% discount on the fee for the first six (6) months for your main card starting from the 1st of the month after the card is issued.

EVEN BETTER INSURANCE

Including Covid-19 illness insurance, travel insurance in Estonia, bike policy, help package for home.

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X hero

  • Credit limit from 200 EUR to 5000 EUR with an interest-free period of up to 45 days
  • Minimum monthly payment—5% per month!
  • You can apply for card without a credit limit
  • Travel insurance and purchase protection

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X Platinum

  • Travel insurance and purchase protection
  • Credit limit from 500 EUR to 7000 EUR with an interest-free period of up to 45 days
  • The minimum credit limit repayment amount is 5% per month!
  • You can apply for card without a credit limit

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X REWARDS prizes and discounts

  • Receive discounts from our partners throughout the Baltics.
  • Receive X REWARDS points on every online and in-store purchase worldwide (1 Euro = 1 point)
  • Exchange the points you collect for valuable prizes

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