IF YOU WANT TO RECOMMEND A FRIEND:

  • You must be an X smart client to recommend a friend. 
  • You will receive your unique code via SMS or along with your X smart card. 
  • Tell a friend, family member or acquaintance about the advantages of X smart cards and give them the offer code.
  • You can use one code for an unlimited number of friends. 
  • After your friend has received their X smart card and code, you will receive an SMS. 
  • Once you receive this SMS, you will both be able to use your X smart card for free for the next 12 months. 

IF YOU HAVE RECEIVED AN OFFER CODE AND WANT TO JOIN YOUR FRIEND:

  • Apply for an X smart card on the Citadele website, app or at your nearest Citadele branch. 
  • Enter your offer code so that we can apply your discount for the monthly card fee. 
  • You can use the code once. 
  • Receive your X smart card and use it for free for the next 12 months.
  • Only new Citadele clients can receive this discount. 
  • Apply for an X smart card

Apply for X smart

GENERAL TERMS:

  • Discounts on monthly card fees can’t be added together.
  • Citadele Bank retains the right to change the terms of the offer.
  • The Bring a Friend! offer cannot be combined with other Citadele Bank offers.