Would you like to buy a home?

Personal approach and consultation

Apply for a home loan

  • For buying or renovating a house, an apartment or summer cottage
  • Flexible terms and conditions
  • Personal client manager

Citadele home loan is the most flexible! Feel free to ask!


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10 000 EUR

300 000 EUR


1 Years

30 Years


0 %

95 %


The result is approximate and may differ from the conditions offered to you. The initial annual percentage rate is 3,71% on the following sample: The amount of credit of EUR 70 000, the duration of the loan to 30 years, floating interest rate of 3,5% per year (six-month Euribor * + margin of 3,5%), contract fee of 840 euros. Housing loan agreement is secured by a mortgage. Real estate must be insured, the insurance premium depends on the size of the housing and the insurer. Collateral and insurance costs are not taken into account in the annual percentage rate. * The negative Euribor value is considered equal to zero.

How to apply

  • Fill in the home loan application
  • Send your account statement for the last 6 months and the valuation report or link of the property you want to buy
  • Sign the agreement and we will make an appointment with a notary so we can set the mortgage
  • Send us your home insurance policy
  • We will transfer the loan to you within 4 business days after the notary’s appointment

Apply for a home loan

Useful links

You have a question?

Visit the Citadele branch at Narva mnt 63/1, Tallinn.

Call 77 00 000 or write